Get help from a licensed insurance agent 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week.

UHC Dual Complete ME-S2 (PPO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Dual Complete ME-S2 (PPO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Dual Complete ME-S2 (PPO D-SNP) in 2025, please refer to our full plan details page.

UHC Dual Complete ME-S2 (PPO D-SNP) is a PPO D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in State of Maine. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that UHC Dual Complete ME-S2 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Dual Complete ME-S2 (PPO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete ME-S2 (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Dual Complete ME-S2 (PPO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $33.80. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $0.90. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $14000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $14000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Dual Complete ME-S2 (PPO D-SNP)

Phone Icon

Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The UHC Dual Complete ME-S2 (PPO D-SNP) plan has a $590 deductible for prescription drugs. After the deductible is met, you will pay the cost-sharing amount for drugs in each tier. The plan also offers a Part D premium reduction for those who qualify for the low-income subsidy, with a monthly premium of $33.80. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, where you pay nothing for covered drugs. Please note that the specific costs for each drug tier are not listed in this summary; refer to the plan's formulary for details.

Additional Benefits IconAdditional Benefits

The UHC Dual Complete ME-S2 (PPO D-SNP) plan provides coverage for a wide range of services with varying cost structures. Inpatient hospital stays have a $1990 copay per admission, while outpatient services often have a coinsurance between 0% and 20%. Emergency services have a $110 copay, and primary care services have a coinsurance between 0% and 20%. The plan also includes coverage for preventive services, offering an annual physical exam with no copay. Hearing services include routine exams and prescription hearing aids with no copay. Vision services include eye exams with no copay, and eyewear with a combined maximum of $300 per year. Dental services are covered with no copay for many services, but a 20% coinsurance applies to Medicare dental services.

Inpatient Hospital See details

Inpatient Hospital coverage includes Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, both of which require prior authorization. For Inpatient Hospital-Acute, you will pay a copay of $1990 per admission or stay for Medicare-covered stays, and no copay for additional days between days 91-999. For Inpatient Hospital Psychiatric, you will pay a copay of $1990 per admission or stay for Medicare-covered stays. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute and Additional Days and Non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services are covered, including all outpatient hospital services, observation services, ambulatory surgical center (ASC) services, outpatient substance abuse services, and outpatient blood services. Outpatient Hospital Services have a coinsurance of 0% - 20%, Observation Services have a 20% coinsurance, and Ambulatory Surgical Center (ASC) Services have a coinsurance between 0% and 20%. Individual Sessions for Outpatient Substance Abuse have a coinsurance between 0% and 20%, while Group Sessions have a 20% coinsurance. Outpatient Blood Services have a 20% coinsurance.

Partial Hospitalization See details

Partial hospitalization is covered under the UHC Dual Complete ME-S2 (PPO D-SNP) plan, with a $55 copay and prior authorization required.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, with a 20% coinsurance for both ground and air ambulance services. Transportation Services to a plan-approved health-related location are covered with no copay, for up to 36 one-way trips per year via taxi or medical transport, while transportation services to any other health-related location are not covered.

Emergency Services See details

Emergency Services, including urgently needed services and worldwide emergency services, are covered. Emergency services have a $110 copay, and no coinsurance. Urgently needed services have a copay between $0 and $45, and no coinsurance. Worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation have no copay and no coinsurance.

Primary Care See details

Under the UHC Dual Complete ME-S2 (PPO D-SNP) plan, primary care services may have a coinsurance of 0% to 20%, while chiropractic services have a 20% coinsurance. Occupational Therapy Services have a coinsurance between 0% and 20%.

Preventive Services See details

Preventive services include an annual physical exam with no copay, and additional preventive services. Other preventive services have a 20% coinsurance for digital rectal exams and EKGs following a welcome visit, while diabetes self-management training, barium enemas, and glaucoma screenings have no copay.

Hearing Services See details

Hearing Services include Routine Hearing Exams with no copay and at most 20% coinsurance, and Prescription Hearing Aids with no copay, and up to $1500 per year for both in-network and out-of-network services. Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered. OTC Hearing Aids are covered with no copay.

Vision Services See details

The UHC Dual Complete ME-S2 (PPO D-SNP) plan covers vision services including eye exams with no copay, and eyewear with a combined maximum of $300 every year. Contact lenses, eyeglass lenses, and eyeglass frames are covered with no copay, while eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

The UHC Dual Complete ME-S2 (PPO D-SNP) plan covers dental services, with a 20% coinsurance for Medicare Dental Services. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), oral and maxillofacial surgery, are covered with no copay. Maxillofacial prosthetics are covered with no copay. Implant services and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs. For Medicare Part B Insulin Drugs, there is a $35 copay and a coinsurance between 0% and 20%. The coinsurance for Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs is between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the UHC Dual Complete ME-S2 (PPO D-SNP) plan, but require prior authorization. The coinsurance for Dialysis Services is between 20% and 20%.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with 20% coinsurance and Prosthetics/Medical Supplies with 20% coinsurance. Diabetic Supplies have no copay, while Diabetic Therapeutic Shoes/Inserts have 20% coinsurance; Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered. Diagnostic Procedures/Tests and Therapeutic Radiological Services have a coinsurance of up to 20%, while Diagnostic Radiological Services and Outpatient X-Ray Services have a coinsurance of at least 20%. Lab Services have no copay.

Home Health Services See details

Home Health Services are covered by the UHC Dual Complete ME-S2 (PPO D-SNP) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Authorization is required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the specific Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered. Prior authorization is required for these services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but the plan does not provide Skilled Nursing Facility Services as a supplemental benefit under Part C. The plan does not cover additional days beyond Medicare-covered for Skilled Nursing Facility (SNF), and it does not cover Non-Medicare-covered stays for Skilled Nursing Facility (SNF).

Other Services See details

Other Services includes coverage for Over-the-Counter (OTC) Items and Meal Benefits, with no copay for OTC items; however, acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

Contact us phone logo

Get Personalized Help from a licensed insurance agent

1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Decorative blobs in the footerMedicareAdvantageRX logo*/

SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M

MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.

This is a promotional communication.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period

We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare has neither approved nor endorsed any information on this site.

Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week

© 2023 Dog Media Solutions LLC. All rights reserved