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UHC Dual Complete AR-S2 (PPO D-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for UHC Dual Complete AR-S2 (PPO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on UHC Dual Complete AR-S2 (PPO D-SNP) in 2026, please refer to our full plan details page.
UHC Dual Complete AR-S2 (PPO D-SNP) is a PPO D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Arkansas. This plan received an overall rating of 4.5 out of 5 stars in 2026.
It's important to know that UHC Dual Complete AR-S2 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
UHC Dual Complete AR-S2 (PPO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about UHC Dual Complete AR-S2 (PPO D-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For UHC Dual Complete AR-S2 (PPO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $13900.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $13900.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The UHC Dual Complete AR-S2 (PPO D-SNP) prescription drug plan features an annual drug deductible of $615.00, which is reduced to no cost for individuals who qualify for the low-income subsidy. During the initial coverage phase, you will pay a 25% coinsurance for generic and brand-name drugs at standard pharmacies. This cost-sharing structure applies until your total drug costs reach $2,100.00. After your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and pay nothing for covered Medicare Part D prescriptions. This means you will have no copay for the remainder of the year for your covered medications.
Additional Benefits
The UHC Dual Complete AR-S2 (PPO D-SNP) plan offers comprehensive medical coverage with many essential services featuring no copays. For instance, primary care visits, outpatient services, and home health care require no copayments, though coinsurance ranging from 0% to 20% may apply depending on the service. Inpatient hospital stays require an $1,800 copay per stay with no coinsurance, while emergency room visits carry a $115 copay that is waived if you are admitted. This plan also provides robust supplemental benefits, including up to $3,000 in covered dental services and a $200 annual allowance for eyewear with no copay or coinsurance. Additionally, members can access up to 36 one-way trips to plan-approved locations and over-the-counter items with no copay or coinsurance. Hearing aid coverage is also included, offering up to $2,500 every two years for prescription devices with no copay or coinsurance.
Inpatient Hospital See details
Inpatient hospital benefits are partially covered by UHC Dual Complete AR-S2 (PPO D-SNP), requiring an $1,800 copay per stay and no coinsurance for Medicare-covered acute and psychiatric admissions. Unlimited additional acute days are covered with no copay and no coinsurance, but upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) covers outpatient services, including outpatient hospital, ambulatory surgical center, substance abuse, and blood services, with no copays. Depending on the service, you will pay between no coinsurance and 20% coinsurance, with prior authorization required for most of these benefits.
Partial Hospitalization See details
Partial hospitalization is covered by UHC Dual Complete AR-S2 (PPO D-SNP) with a copay of $55.00 and no coinsurance. Prior authorization is required for these services.
Ambulance and Transportation Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) covers ground and air ambulance services with a 20% coinsurance and no copay, subject to prior authorization. Transportation services are partially covered, offering up to 36 one-way trips per year to plan-approved health-related locations with no copay or coinsurance, while transportation to any health-related location is not covered.
Emergency Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) covers emergency services with a $115 copay and no coinsurance, with the copay waived if admitted to the hospital within 24 hours. Urgently needed services require no copay to a $40 copay and no coinsurance, while worldwide emergency, urgent, and transportation services are covered with no copay and no coinsurance.
Primary Care See details
Primary care and specialist services are covered by UHC Dual Complete AR-S2 (PPO D-SNP) with no copays and coinsurance ranging from no coinsurance to 20%. Chiropractic services are partially covered by the plan, as routine chiropractic care is not covered.
Preventive Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) partially covers preventive services, offering annual exams, fitness, caregiver support, and safety devices with no copay and no coinsurance, while digital rectal exams and EKGs require a 20% coinsurance and no copay. Uncovered services include health education, in-home safety assessments, PERS, medical nutrition therapy, medication reconciliation, readmission prevention, wigs, alternative therapies, therapeutic massage, adult day health, nutritional benefits, palliative care, smoking cessation, disease management, telemonitoring, remote access, and counseling.
Hearing Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) provides partially covered hearing services, which include routine hearing exams with 20% coinsurance and no copay, and OTC hearing aids with no copay or coinsurance. Prescription hearing aids are covered up to $2,500 every two years with no copay or coinsurance, though fitting and evaluations, inner ear, outer ear, and over-the-ear hearing aids are not covered.
Vision Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) features partially covered vision services with no copay, no coinsurance, and no deductible, including one routine eye exam and a $200 annual allowance for eyewear. Covered options include contact lenses, eyeglass lenses, and eyeglass frames, while upgrades and complete eyeglasses (lenses and frames) are not covered.
Dental Services See details
Dental services are partially covered by UHC Dual Complete AR-S2 (PPO D-SNP), as implant services and orthodontics are not covered. Medicare-covered dental services require a 20% coinsurance and no copay, while all other covered dental services have no copay and no coinsurance up to a $3,000 annual maximum for both in-network and out-of-network care.
Home Infusion bundled Services See details
Home infusion bundled services are covered by UHC Dual Complete AR-S2 (PPO D-SNP) with prior authorization required. Medicare Part B chemotherapy, radiation, and other Part B drugs feature no copay and 0% to 20% coinsurance, while Medicare Part B insulin drugs require a $35 copay and 0% to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered by UHC Dual Complete AR-S2 (PPO D-SNP) with no copay and a 20% coinsurance. Prior authorization is required to access these benefits.
Medical Equipment See details
UHC Dual Complete AR-S2 (PPO D-SNP) covers durable medical equipment, prosthetic devices, and diabetic therapeutic shoes with a 20% coinsurance and no copay. Diabetic supplies are covered with no copay and no coinsurance, though prior authorization is required for these medical equipment benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered under UHC Dual Complete AR-S2 (PPO D-SNP), with prior authorization required. Lab services, outpatient X-rays, therapeutic radiology, and diagnostic radiology require no copay and up to 20% coinsurance, while diagnostic procedures require a copay and 20% coinsurance.
Home Health Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) covers Home Health Services with no copay and no coinsurance, though prior authorization is required. This benefit allows eligible members to receive necessary medical care in their homes at no cost.
Cardiac Rehabilitation Services See details
Under the UHC Dual Complete AR-S2 (PPO D-SNP) plan, some services are covered, but Cardiac Rehabilitation, Intensive Cardiac Rehabilitation, Pulmonary Rehabilitation, and SET for PAD services are not covered, resulting in no copay or coinsurance benefits for these treatments.
Skilled Nursing Facility (SNF) See details
Skilled Nursing Facility (SNF) benefits are partially covered by UHC Dual Complete AR-S2 (PPO D-SNP), as additional days beyond Medicare-covered stays are not covered. Covered services require prior authorization and are subject to Medicare-defined copays and coinsurance.
Other Services See details
UHC Dual Complete AR-S2 (PPO D-SNP) partially covers other services, offering over-the-counter items and meal benefits with no copay or coinsurance. Acupuncture and highly integrated services for dual eligible SNPs are not covered, and the meal benefit requires prior authorization.
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