Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for UHC Dual Complete IN-S001 (PPO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on UHC Dual Complete IN-S001 (PPO D-SNP) in 2025, please refer to our full plan details page.
UHC Dual Complete IN-S001 (PPO D-SNP) is a PPO D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in State of Indiana. This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that UHC Dual Complete IN-S001 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
UHC Dual Complete IN-S001 (PPO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about UHC Dual Complete IN-S001 (PPO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For UHC Dual Complete IN-S001 (PPO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $49.60. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $0.90. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $14000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $14000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The UHC Dual Complete IN-S001 (PPO D-SNP) plan has a $590 deductible for prescription drugs. After you meet your deductible, you will pay the costs for your drugs based on the drug tier, and the pharmacy you use. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, and you will pay nothing for your Part D covered drugs. This plan's premium may be reduced if you qualify for the low-income subsidy (LIS).
The UHC Dual Complete IN-S001 (PPO D-SNP) plan offers a range of benefits, including inpatient hospital stays with a $1565 copay per admission, outpatient services with varying coinsurance rates, and a $55 copay for partial hospitalization. You'll also find coverage for ambulance services with a 20% coinsurance, and transportation services with no copay for up to 48 one-way trips per year. This plan provides additional services like primary care with coinsurance between 0% and 20%, hearing exams and hearing aids with no copay, and vision services with no copay up to a $300 annual limit. Dental services are included with no copay for many services and a $2,500 annual maximum benefit. Additionally, the plan offers home health services with no copay, and covers various medical equipment and diagnostic services with coinsurance.
Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered, with a copay of $1565 per admission or stay for Medicare-covered stays, and no coinsurance. Additional days for Inpatient Hospital-Acute are covered with no copay and no coinsurance, while Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.
Outpatient Services are covered, including outpatient hospital services, observation services, ambulatory surgical center (ASC) services, outpatient substance abuse services, and outpatient blood services. Outpatient Hospital Services have a coinsurance between 0% and 20%, Observation Services have a 20% coinsurance, and Ambulatory Surgical Center Services have a coinsurance between 0% and 20%. Individual sessions for outpatient substance abuse have a coinsurance between 0% and 20%, while group sessions for outpatient substance abuse have a 20% coinsurance. Outpatient blood services have a 20% coinsurance.
Partial Hospitalization is covered under the UHC Dual Complete IN-S001 (PPO D-SNP) plan, with a $55 copay. Prior authorization is required.
Ambulance and Transportation Services are covered by the UHC Dual Complete IN-S001 (PPO D-SNP) plan. Ground and air ambulance services have a 20% coinsurance, while transportation services to a plan-approved health-related location have no copay, and the plan covers up to 48 one-way trips per year.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the UHC Dual Complete IN-S001 (PPO D-SNP) plan. Emergency Services have a $110 copay, while Urgently Needed Services have a copay between $0 and $45; all other services have no copay.
Primary Care Physician Services, Physician Specialist Services, Individual Sessions for Mental Health and Psychiatric Services, and Physical Therapy and Speech-Language Pathology Services have a coinsurance between 0% and 20%, while Chiropractic Services and Routine Foot Care have a 20% coinsurance. Additional Telehealth Benefits have no copay, and Opioid Treatment Program Services have no copay. Routine Chiropractic Care is not covered.
Preventive Services include an annual physical exam with no copay, while additional preventive services include Fitness Benefit, Remote Access Technologies, and Home and Bathroom Safety Devices and Modifications with no copay. Other preventive services include glaucoma screening, diabetes self-management training, and barium enemas with no copay, as well as digital rectal exams and EKG following welcome visit with a 20% coinsurance. Health education, in-home safety assessment, personal emergency response system, medical nutrition therapy, post discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, weight management programs, alternative therapies, therapeutic massage, adult day health services, nutritional/dietary benefit, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, and telemonitoring services are not covered.
Hearing Services include Routine Hearing Exams with no copay and at most 20% coinsurance, Prescription Hearing Aids (all types) with no copay, and OTC Hearing Aids with no copay. Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered.
The UHC Dual Complete IN-S001 (PPO D-SNP) plan covers vision services, including eye exams with no copay, and eyewear with no copay, up to a combined maximum of $300 every year for both in-network and out-of-network services. Eyeglasses (lenses and frames) and upgrades are not covered.
Dental Services are covered, with a $2,500 annual maximum benefit. Medicare Dental Services have 20% coinsurance, and Oral Exams, Dental X-Rays, Other Diagnostic Dental Services, Prophylaxis (Cleaning), Fluoride Treatment, Other Preventive Dental Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable & fixed), Oral and Maxillofacial Surgery all have no copay. Orthodontic Services are not covered.
Home Infusion bundled Services are covered by the UHC Dual Complete IN-S001 (PPO D-SNP) plan, with a $35 copay for Medicare Part B Insulin Drugs, and a coinsurance between 0% and 20% for Medicare Part B drugs. Prior authorization is required for this benefit.
Dialysis Services are covered by the UHC Dual Complete IN-S001 (PPO D-SNP) plan. You will pay 20% coinsurance for these services.
Medical Equipment benefits include Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME and Prosthetic Devices have a 20% coinsurance with no copay, while Durable Medical Equipment for use outside the home is not covered; Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.
Diagnostic and Radiological Services are covered, and Diagnostic Procedures/Tests and Diagnostic Radiological Services have a coinsurance of at most 20%. Lab Services have no copay, and Therapeutic Radiological Services and Outpatient X-Ray Services have a coinsurance of at most 20%.
Home Health Services are covered by the UHC Dual Complete IN-S001 (PPO D-SNP) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are not covered by the UHC Dual Complete IN-S001 (PPO D-SNP) plan. This plan does not cover Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, or SET for PAD Services.
Skilled Nursing Facility (SNF) services are covered, but additional days beyond Medicare-covered and non-Medicare-covered stays are not covered. Prior authorization is required, and the plan charges the Medicare-defined cost share for tier 1, with more copay information available in the plan details.
The UHC Dual Complete IN-S001 (PPO D-SNP) plan covers Over-the-Counter (OTC) items and meal benefits, with no copay for either. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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