Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for UHC Dual Complete WV-S001 (PPO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on UHC Dual Complete WV-S001 (PPO D-SNP) in 2025, please refer to our full plan details page.
UHC Dual Complete WV-S001 (PPO D-SNP) is a PPO D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in State of West Virginia. This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that UHC Dual Complete WV-S001 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
UHC Dual Complete WV-S001 (PPO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about UHC Dual Complete WV-S001 (PPO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For UHC Dual Complete WV-S001 (PPO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $44.90. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $1.40. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $14000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $14000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The UHC Dual Complete WV-S001 (PPO D-SNP) plan has a $590 deductible for prescription drugs. After you meet your deductible, you will pay the costs for your drugs based on the tier and pharmacy you use, until your total drug costs reach $2000. Once your total drug costs reach $2000, you will enter the catastrophic coverage phase, where you will pay nothing for your Part D covered drugs. If you qualify for the low-income subsidy, you'll pay $44.90 for Part D.
The UHC Dual Complete WV-S001 (PPO D-SNP) plan offers a range of benefits, including inpatient hospital stays with a copay of $1685 per admission, and coverage for outpatient services with varying coinsurance amounts. Emergency services and transportation to plan-approved health-related locations have no copay. The plan also includes coverage for primary care, preventive services, hearing, vision, and dental services, with many services having no copay. Additional benefits include home health services, home infusion bundled services, and dialysis services, all requiring prior authorization. Medical equipment and diagnostic services are covered with coinsurance, while the plan also provides coverage for over-the-counter items and a meal benefit with no copay. However, this plan does not cover cardiac rehabilitation services, additional hours of care, personal care services, or certain other services.
Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, with a copay of $1685 per admission or stay for a Medicare-covered stay and no coinsurance. Additional Days for Inpatient Hospital-Acute has no copay. Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.
Outpatient Services include coverage for outpatient hospital services with a coinsurance between 0% and 20%, observation services with a 20% coinsurance, and Ambulatory Surgical Center (ASC) services with a coinsurance between 0% and 20%. Outpatient Substance Abuse services are covered with a coinsurance of 0% to 20% for individual sessions and 20% for group sessions, and outpatient blood services are covered with a 20% coinsurance.
Partial Hospitalization is covered with a $55 copay, and prior authorization is required.
Ambulance and Transportation Services are covered. Ground and air ambulance services have a 20% coinsurance, and transportation services to a plan-approved health-related location have no copay.
Emergency services, urgently needed services, and worldwide emergency services are covered. For emergency services, there is a $110 copay, and no coinsurance; for urgently needed services, there is a copay between $0 and $45, and no coinsurance; and for worldwide emergency services, worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation, there is no copay, and no coinsurance.
The UHC Dual Complete WV-S001 (PPO D-SNP) plan covers primary care, including primary care physician services, with a coinsurance between 0% and 20%. Chiropractic services are covered, but routine care is not covered and requires prior authorization with a 20% coinsurance. Additional telehealth benefits have no copay.
Preventive Services include coverage for Medicare-covered services, annual physical exams with no copay, and additional services. Additional preventive services include Fitness Benefit, Home and Bathroom Safety Devices and Modifications, Glaucoma Screening, Diabetes Self-Management Training, and Barium Enemas with no copay; Digital Rectal Exams and EKG following Welcome Visit have 20% coinsurance. Other services such as Health Education, Counseling Services, and more are not covered.
Hearing services include routine hearing exams with no copay and at most 20% coinsurance, and prescription hearing aids with a maximum benefit of $2200 per year. OTC hearing aids are covered with no copay.
The UHC Dual Complete WV-S001 (PPO D-SNP) plan covers vision services including eye exams and eyewear. Eye exams and contact lenses have no copay, while eyeglasses (lenses and frames) and upgrades are not covered. You are eligible for one routine eye exam and one pair of eyeglass lenses and frames every year.
Dental Services are covered, including Medicare Dental Services with 20% coinsurance, and other services with no copay. Other covered services include Oral Exams, Dental X-Rays, Other Diagnostic Dental Services, Prophylaxis (Cleaning), Fluoride Treatment, Other Preventive Dental Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable and fixed), Oral and Maxillofacial Surgery. Orthodontic Services are covered under Diagnostic and Preventive Dental. Implant Services and Orthodontics are not covered.
Home Infusion bundled Services are covered, but prior authorization is required. For Medicare Part B Insulin Drugs, you will pay a $35 copay and between 0-20% coinsurance; for Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, you will pay between 0-20% coinsurance.
Dialysis Services are covered by the UHC Dual Complete WV-S001 (PPO D-SNP) plan, but require prior authorization. The coinsurance for dialysis services is 20%.
Medical Equipment benefits include Durable Medical Equipment (DME) with 20% coinsurance, Prosthetic Devices with 20% coinsurance, Medical Supplies with 20% coinsurance, and Diabetic Equipment. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have 20% coinsurance. Durable Medical Equipment for use outside the home is not covered.
Diagnostic and Radiological Services are covered under the UHC Dual Complete WV-S001 (PPO D-SNP) plan. Diagnostic Procedures/Tests and Diagnostic Radiological Services have a coinsurance of at most 20%, while Lab Services have no copay. Therapeutic Radiological Services and Outpatient X-Ray Services also have a coinsurance of at most 20%.
Home Health Services are covered by the UHC Dual Complete WV-S001 (PPO D-SNP) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Authorization is required.
Cardiac Rehabilitation Services are not covered by the UHC Dual Complete WV-S001 (PPO D-SNP) plan. The plan does not cover Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services.
Skilled Nursing Facility (SNF) services are covered, but the plan does not cover additional days beyond Medicare-covered SNF stays or non-Medicare-covered SNF stays. Prior authorization is required, and the copay is not specified.
The UHC Dual Complete WV-S001 (PPO D-SNP) plan covers Over-the-Counter (OTC) Items with no copay, and a Meal Benefit with no copay, but requires prior authorization. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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