Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP)

Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) is a HMO D-SNP plan offered by Humana Inc. available for enrollment in 2026 to people living in Louisiana. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generic and Tier 2 generic drugs, members pay no copay for 1-month or 3-month supplies filled at standard pharmacies or through preferred mail order. Standard mail order deliveries for these generic tiers incur copays ranging from $10 to $60 depending on the drug tier and supply length. For Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, you will pay a 25% coinsurance for your prescriptions. This 25% coinsurance applies to standard pharmacies, preferred mail order, and standard mail order for 1-month and 3-month supplies, except for Tier 5 specialty drugs which are limited to 1-month supplies. Knowing these drug deductible, copay, and coinsurance rates helps you accurately plan your healthcare costs.

Additional Benefits

The Humana Gold Plus SNP-DE H1951-061 (HMO D-SNP) plan provides comprehensive healthcare coverage, featuring routine preventive care and home health services with no copay and no coinsurance. For inpatient hospital stays, members pay a flat copay of $2,100 for acute care or $1,900 for psychiatric care with no coinsurance, while outpatient services generally carry a $550 copay and 20% coinsurance. Primary care, specialist visits, and outpatient diagnostic tests are available with no copay and 20% coinsurance. This plan also includes valuable supplemental benefits, such as up to $3,000 in covered dental services and up to $400 in annual eyewear with no copay and no coinsurance. Routine hearing exams and vision tests are available with no copay and 20% coinsurance, and eligible members can receive up to two prescription hearing aids every three years with no copay and no coinsurance. Additionally, the plan covers up to 76 one-way transportation trips per year to plan-approved locations with no copay and no coinsurance.