Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP)

Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) is a HMO D-SNP plan offered by Humana Health Benefit Plan of Louisiana, Inc. available for the 2026 plan year to people living in Louisiana. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generic and Tier 2 generic medications, there is no copay for one-month and three-month supplies filled at standard pharmacies or through preferred mail order. If you choose to use standard mail order, Tier 1 drugs carry a $10 to $30 copay, while Tier 2 drugs require a $20 to $60 copay. For Tier 3 preferred brand drugs, Tier 4 non-preferred drugs, and Tier 5 specialty drugs, you will pay a 25% coinsurance. This 25% coinsurance rate applies to standard pharmacies, preferred mail order, and standard mail order options alike. Understanding these copayment and coinsurance structures can help you estimate your annual out-of-pocket healthcare costs with this Humana Medicare plan.

Additional Benefits

The Humana Gold Plus SNP-DE H1951-057 (HMO D-SNP) plan offers comprehensive medical coverage with no copays for primary care, specialist visits, home health care, and preventive services, though a twenty percent coinsurance typically applies. For inpatient hospital stays, members are responsible for a two thousand two hundred thirty dollar copay per acute admission, while emergency room visits require a one hundred fifteen dollar copay. Additionally, the plan covers ground ambulance services with a three hundred thirty-five dollar copay and provides up to seventy-six free one-way trips to plan-approved locations. Beneficiaries also enjoy valuable supplemental benefits, including dental services with no copay up to a three thousand dollar annual limit and eyewear coverage with no copay up to four hundred dollars yearly. Hearing aids, routine hearing exams, over-the-counter items, and chronic illness meal benefits are also covered with no copays. For other essential needs like durable medical equipment, dialysis, and diagnostic services, members generally pay a twenty percent coinsurance with no copay.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.