UHC Dual Complete MS-S3 (PPO D-SNP)

UHC Dual Complete MS-S3 (PPO D-SNP) is a PPO D-SNP plan offered by Care Improvement Plus South Central Insurance Co. available for the 2026 plan year to people living in Select Counties in Mississippi. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that UHC Dual Complete MS-S3 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete MS-S3 (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete MS-S3 (PPO D-SNP) prescription drug plan features an annual drug deductible of $615. Under this plan, you will pay no copay for Tier 1 preferred generic drugs when using a standard pharmacy or standard mail-order service. This makes essential preferred generic medications highly affordable and accessible for members. For Tier 2 generic, Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, members are responsible for a 25% coinsurance. This 25% coinsurance rate applies to standard retail pharmacy fills and standard mail-order options for covered tiers. This consistent cost-sharing structure helps you easily predict your out-of-pocket costs for brand-name and specialty medications.

Additional Benefits

The UHC Dual Complete MS-S3 (PPO D-SNP) plan offers comprehensive coverage with many services requiring no copay, though coinsurance and specific copays apply to select benefits. Inpatient hospital stays require a $1,780 copay per stay with no coinsurance, while outpatient hospital services, primary care, and specialist visits feature no copays and coinsurance ranging from 0% to 20%. Emergency care is available with a $115 copay that is waived upon admission, while urgent care and worldwide emergency services are covered with little to no copays and no coinsurance. For everyday health needs, this plan provides robust dental, vision, and hearing benefits, including a $3,000 annual dental allowance and a $350 vision allowance with no copays or coinsurance. Additionally, members benefit from no copays and no coinsurance for routine hearing aids up to $2,500 every two years, home health care, skilled nursing facility stays, and over-the-counter items. Other services like medical equipment and dialysis require no copay but are subject to a 20% coinsurance.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.