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UHC Complete Care AR-6 (PPO C-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Complete Care AR-6 (PPO C-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Complete Care AR-6 (PPO C-SNP) in 2025, please refer to our full plan details page.

UHC Complete Care AR-6 (PPO C-SNP) is a PPO C-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Arkansas. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that UHC Complete Care AR-6 (PPO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Complete Care AR-6 (PPO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Complete Care AR-6 (PPO C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Complete Care AR-6 (PPO C-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $340.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $10100.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $10100.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $20.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $55.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Complete Care AR-6 (PPO C-SNP)

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Drug Coverage IconDrug Coverage

The UHC Complete Care AR-6 (PPO C-SNP) plan has a $340 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance for your medications, depending on the drug tier and pharmacy. For the initial coverage phase, you will pay a $0 copay for Standard Generic drugs at a Standard Pharmacy, a $47 copay for Standard Generic drugs at a Standard Pharmacy, and a $100 copay for Preferred Brand drugs at all pharmacies. Non-Preferred drugs have a 29% coinsurance. Once your total drug costs reach $2000, you enter the next coverage phase.

Additional Benefits IconAdditional Benefits

The UHC Complete Care AR-6 (PPO C-SNP) plan offers comprehensive coverage with a range of benefits. It includes coverage for inpatient and outpatient hospital services, with varying copays, as well as services such as primary care, preventive care, hearing, vision, and dental. The plan also covers ambulance services, emergency services, and home health services, with no copays for many services, and coinsurance for others. This plan provides additional benefits such as home infusion, dialysis, and medical equipment. You will find coverage for diagnostic and radiological services, and skilled nursing facility services. The plan also includes coverage for over-the-counter items and a meal benefit.

Inpatient Hospital See details

Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered. For Inpatient Hospital-Acute, you pay a $350 copay for days 1-6, and no copay for days 7-90, and additional days 91-999 have no copay; Non-Medicare-covered Stay and Upgrades are not covered. For Inpatient Hospital Psychiatric, you pay a $350 copay for days 1-6, and no copay for days 7-90, and additional days are not covered.

Outpatient Services See details

Outpatient services include coverage for outpatient hospital services with a copay between $0 and $350, observation services with a $350 copay, ambulatory surgical center services with no copay, individual outpatient substance abuse sessions with a copay between $0 and $25, group outpatient substance abuse sessions with a $15 copay, and outpatient blood services with no copay. Prior authorization is required for many of these services.

Partial Hospitalization See details

Partial Hospitalization is covered under the UHC Complete Care AR-6 (PPO C-SNP) plan with a $55 copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services include coverage for both ground and air ambulance services with a $275 copay, and transportation services to a plan-approved health-related location with no copay. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by UHC Complete Care AR-6 (PPO C-SNP). Emergency Services has a $125 copay, while Urgently Needed Services has a copay between $0 and $55; both have no coinsurance. Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation have no copay and no coinsurance.

Primary Care See details

Primary Care includes coverage for Primary Care Physician Services with no copay, Chiropractic Services with a $20 copay, Occupational Therapy Services with a copay between $0 and $20, Physician Specialist Services with a copay between $0 and $20, Mental Health Specialty Services with a copay between $0 and $25 for individual sessions and $15 for group sessions, Podiatry Services with a $20 copay, Other Health Care Professional with a copay between $0 and $20, Psychiatric Services with a copay between $0 and $25 for individual sessions and $15 for group sessions, Physical Therapy and Speech-Language Pathology Services with a copay between $0 and $20, Additional Telehealth Benefits with no copay, and Opioid Treatment Program Services with no copay. Routine Chiropractic Care is not covered.

Preventive Services See details

Preventive Services include coverage for Medicare-covered services, annual physical exams, and other preventive services. Annual physical exams have no copay, and the additional preventive services have a copay, including fitness benefits, remote access technologies, and home and bathroom safety devices. Some services, such as health education, in-home safety assessments, and counseling services, are not covered.

Hearing Services See details

The UHC Complete Care AR-6 (PPO C-SNP) plan covers hearing exams with no copay, and routine hearing exams with no copay for one visit per year. Prescription hearing aids are covered with a copay between $199 and $1249 for two hearing aids every year, while OTC hearing aids have a copay between $99 and $829. Fitting/evaluation for hearing aids, prescription hearing aids - inner ear, prescription hearing aids - outer ear, and prescription hearing aids - over the ear are not covered.

Vision Services See details

Vision services include routine eye exams with no copay, and eyewear benefits with a combined maximum of $250 every two years. Contact lenses and eyeglass frames have no copay, while eyeglass lenses have a copay between $0 and $153. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

The UHC Complete Care AR-6 (PPO C-SNP) plan covers Medicare Dental Services with 20% coinsurance and requires prior authorization, and covers Oral Exams, Dental X-Rays, Prophylaxis (Cleaning), Fluoride Treatment, and Other Preventive Dental Services with no copay. This plan does not cover Orthodontic Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable, fixed), Maxillofacial Prosthetics, Implant Services, Oral and Maxillofacial Surgery, or Orthodontics.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Insulin, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs. Medicare Part B Insulin Drugs have a $35 copay and 0-20% coinsurance, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have 0-20% coinsurance.

Dialysis Services See details

Dialysis services are covered under the UHC Complete Care AR-6 (PPO C-SNP) plan, but require prior authorization. You will pay a coinsurance of 20% for dialysis services.

Medical Equipment See details

Medical Equipment is covered, including Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 20% coinsurance, and Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices have a 20% coinsurance, while Medical Supplies have a 20% coinsurance. Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts have no copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for all diagnostic services with a $50 copay, lab services with no copay, and outpatient X-ray services with a $35 copay. Diagnostic Radiological Services have a copay of at most $250, while Therapeutic Radiological Services have a coinsurance of at most 20%.

Home Health Services See details

Home Health Services are covered by the UHC Complete Care AR-6 (PPO C-SNP) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the UHC Complete Care AR-6 (PPO C-SNP) plan. Prior authorization is required for this benefit.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered with prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $203. Additional days beyond Medicare-covered for SNF and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services offered by the UHC Complete Care AR-6 (PPO C-SNP) plan include over-the-counter items and a meal benefit; acupuncture and dual eligible SNPs with highly integrated services are not covered. Over-the-counter items have no copay, and the meal benefit also has no copay. The following services are also not covered: Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services.

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