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AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) in 2025, please refer to our full plan details page.

AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) is a PPO plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Georgia. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $125.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

Drugs are not covered by this plan, so a prescription drug deductible is not applicable.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $10100.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $10100.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $50.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $55.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO)

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Drug Coverage IconDrug Coverage

Prescription drugs are not covered by AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO).

Additional Benefits IconAdditional Benefits

The AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) plan offers a wide variety of benefits, including coverage for inpatient and outpatient hospital services, with varying copays depending on the specific service. You'll have no copay for primary care visits, annual physical exams, hearing exams, eye exams, and many other services. The plan also includes benefits for hearing aids, eyewear, dental, and home health services, with specific cost-sharing details outlined in the plan. Other notable benefits include coverage for emergency services, ambulance services, and skilled nursing facility stays, with copays and coinsurance applying in some cases. The plan also offers coverage for home infusion, dialysis, medical equipment, and diagnostic services. However, some services like orthodontic, restorative dental, and certain rehabilitation services are not covered.

Inpatient Hospital See details

Inpatient Hospital benefits include coverage for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. For Inpatient Hospital-Acute, you will pay a $445 copay for days 1-6, and no copay for days 7-90; days 91-999 have no copay. Inpatient Hospital Psychiatric has a $445 copay for days 1-5, and no copay for days 6-90. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services with a copay between $0 and $445, observation services with a $445 copay, and outpatient substance abuse services with copays between $0 and $25 for individual sessions and $15 for group sessions. Ambulatory Surgical Center (ASC) Services and Outpatient Blood Services are also covered with no copay.

Partial Hospitalization See details

Partial Hospitalization is covered by the AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) plan, with a $55 copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, with prior authorization required for all ambulance services. Ground and air ambulance services have a $290 copay, and there is no coinsurance. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services includes coverage for emergency services, urgently needed services, and worldwide emergency services. Emergency services have a $125 copay and no coinsurance, while urgently needed services have a copay between $0 and $55 and no coinsurance. Worldwide emergency services, including worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation, have no copay or coinsurance.

Primary Care See details

Primary Care Physician Services, Occupational Therapy Services, Physical Therapy and Speech-Language Pathology Services, and Additional Telehealth Benefits have no copay. Chiropractic Services have a $20 copay, Physician Specialist Services have a copay between $0 and $50, and Podiatry Services have a $45 copay. Mental Health and Psychiatric Services have varying copays depending on the service.

Preventive Services See details

Preventive services include an annual physical exam with no copay, while additional preventive services, Kidney Disease Education Services, and other preventive services have a copay, including Medicare-covered Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit. Health education, in-home safety assessments, Personal Emergency Response Systems (PERS), Medical Nutrition Therapy (MNT), post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss, weight management programs, alternative therapies, therapeutic massage, adult day health services, nutritional/dietary benefits, home-based palliative care, in-home support services, support for caregivers, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, home and bathroom safety devices, counseling services are not covered.

Hearing Services See details

Hearing services include hearing exams with no copay, and prescription hearing aids with a copay between $199 and $1249, as well as OTC hearing aids with a copay between $99 and $829. Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered.

Vision Services See details

Vision services include eye exams and eyewear coverage. Eye exams have no copay, and routine eye exams are covered once per year. Eyewear has no copay, with a combined maximum of $200 every two years, and includes contact lenses, eyeglass lenses, and eyeglass frames. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

Dental services through the AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) plan include coverage for Medicare Dental Services with 20% coinsurance, and other services such as oral exams, dental x-rays, prophylaxis (cleaning), fluoride treatment, and other preventive dental services with no copay. However, orthodontic services, restorative services, and other dental services are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs. For Medicare Part B Insulin Drugs, there is a $35 copay and a coinsurance between 0% and 20%. For the other drugs, there is a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) plan, but require prior authorization. You will pay 20% coinsurance for these services.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with 20% coinsurance, Prosthetics/Medical Supplies with 20% coinsurance, and Diabetic Equipment with varying cost sharing. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, with a $45 copay for Diagnostic Procedures/Tests, and no copay for Lab Services. Diagnostic Radiological Services have a copay of at most $250, while Therapeutic Radiological Services have a coinsurance of at most 20%, and Outpatient X-Ray Services have a $25 copay.

Home Health Services See details

Home Health Services are covered by the AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the specific services including Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered. Prior authorization is required, and the copay information is available in the plan details.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered under the AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO) plan. There is no copay for days 1-20, and a $203 copay for days 21-100.

Other Services See details

The Other Services benefit includes a meal benefit with no copay, but acupuncture, over-the-counter items, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

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