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UHC Complete Care GA-3 (PPO C-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Complete Care GA-3 (PPO C-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Complete Care GA-3 (PPO C-SNP) in 2025, please refer to our full plan details page.

UHC Complete Care GA-3 (PPO C-SNP) is a PPO C-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Georgia. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that UHC Complete Care GA-3 (PPO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Complete Care GA-3 (PPO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Complete Care GA-3 (PPO C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Complete Care GA-3 (PPO C-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $6.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $6700.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $6700.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $30.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $50.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Complete Care GA-3 (PPO C-SNP)

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Drug Coverage IconDrug Coverage

The UHC Complete Care GA-3 (PPO C-SNP) plan has a $420 deductible for prescription drugs. After the deductible, you will pay a copay or coinsurance depending on the drug tier and pharmacy. For instance, you'll pay no copay for preferred generic drugs at a standard pharmacy, while standard generic drugs have a $47 copay. Preferred brand drugs have a $100 copay. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, where you pay nothing for Part D covered drugs.

Additional Benefits IconAdditional Benefits

The UHC Complete Care GA-3 (PPO C-SNP) plan offers comprehensive coverage, including inpatient and outpatient hospital services with varying copays. It also covers emergency services, primary care, preventive services, and home health services, often with no copay. Additional benefits include hearing, vision, and dental services, with specific copays and coverage limits.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, with a copay of $335 for days 1-7 and 1-6, respectively, and no copay for days 8-90 and 7-90, respectively. Additional Days for Inpatient Hospital-Acute has no copay for days 91-999, while Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services, with a copay ranging from $0 to $335, and observation services with a $335 copay. Ambulatory Surgical Center (ASC) Services and Outpatient Blood Services have no copay, while individual outpatient substance abuse sessions have a copay between $0 and $25, and group sessions have a $15 copay.

Partial Hospitalization See details

Partial Hospitalization is covered by UHC Complete Care GA-3 (PPO C-SNP) with a $55 copay, and requires prior authorization.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, including ground and air ambulance services, both with a $275 copay. Transportation services to a plan-approved health-related location are covered with no copay, for up to 24 one-way trips per year via taxi or medical transport.

Emergency Services See details

Emergency Services are covered under the UHC Complete Care GA-3 (PPO C-SNP) plan with a $125 copay, and no coinsurance. Urgently Needed Services have a copay between $0 and $50, and no coinsurance. Worldwide Emergency Services, Worldwide Urgent Coverage, and Worldwide Emergency Transportation all have no copay and no coinsurance.

Primary Care See details

The UHC Complete Care GA-3 (PPO C-SNP) plan covers primary care physician services with no copay, and chiropractic services with a $20 copay. Occupational therapy services have a $0-$20 copay, and physician specialist services have a $0-$30 copay. Mental health specialty services, including individual and group sessions, have varying copays. Podiatry services, other health care professional services, and psychiatric services have varying copays. Physical therapy and speech-language pathology services have a $0-$20 copay. Additional telehealth benefits have no copay, and Opioid Treatment Program Services have no copay.

Preventive Services See details

The UHC Complete Care GA-3 (PPO C-SNP) plan covers preventive services, including an annual physical exam with no copay. Additional preventive services are covered, including Fitness Benefit, Remote Access Technologies, and Home and Bathroom Safety Devices, and more with no copay. Other services like Health Education, In-Home Safety Assessment, and Counseling Services are not covered.

Hearing Services See details

Hearing exams are covered with no copay, while routine hearing exams are limited to 1 per year with no copay. Prescription hearing aids are covered, with a copay between $199 and $1249 for all types, but inner ear, outer ear, and over the ear hearing aids are not covered. OTC hearing aids are covered with a copay between $99 and $829.

Vision Services See details

The UHC Complete Care GA-3 (PPO C-SNP) plan covers vision services, including routine eye exams and eyewear. Routine eye exams have no copay, and you are allowed one exam every year. Eyewear has no copay and includes contact lenses, eyeglass lenses, and eyeglass frames, with a combined maximum plan benefit of $300 every two years; however, eyeglasses and upgrades are not covered.

Dental Services See details

Dental services include 20% coinsurance for Medicare Dental Services, and no copay for Oral Exams, Dental X-Rays, Prophylaxis (Cleaning), Fluoride Treatment, and Other Preventive Dental Services. Orthodontic Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable and fixed), Maxillofacial Prosthetics, Implant Services, and Oral and Maxillofacial Surgery are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, and require prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay and a coinsurance between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, there is a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered with prior authorization, and the coinsurance is between 20% and 20%.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 20% coinsurance and requires authorization, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices and Medical Supplies have a 20% coinsurance, and Diabetic Supplies and Therapeutic Shoes/Inserts have no copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered by the UHC Complete Care GA-3 (PPO C-SNP) plan. Diagnostic Procedures/Tests have a $25 copay, Lab Services have no copay, Diagnostic Radiological Services have a copay of up to $250, Therapeutic Radiological Services have a copay of $80, and Outpatient X-Ray Services have a $5 copay.

Home Health Services See details

Home Health Services are covered by the UHC Complete Care GA-3 (PPO C-SNP) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services. Prior authorization is required for this benefit.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered under the UHC Complete Care GA-3 (PPO C-SNP) plan, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $203 per day; additional days beyond Medicare coverage and non-Medicare stays are not covered.

Other Services See details

Other Services include coverage for Over-the-Counter (OTC) Items and a Meal Benefit. OTC items have no copay, and the Meal Benefit also has no copay, but requires prior authorization. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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