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Quad Cities Community Health Senior Plan (Cost)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Quad Cities Community Health Senior Plan (Cost). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Quad Cities Community Health Senior Plan (Cost) in 2025, please refer to our full plan details page.

Quad Cities Community Health Senior Plan (Cost) is a Cost plan offered by Medical Associates Clinic, P.C. available for enrollment in 2025 to people living in Cedar, Clinton, Jackson, Muscatine, Scott Counties. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that Quad Cities Community Health Senior Plan (Cost) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Quad Cities Community Health Senior Plan (Cost).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Quad Cities Community Health Senior Plan (Cost), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

Drugs are not covered by this plan, so a prescription drug deductible is not applicable.

Out-of-Pocket Maximums

We don't have information on the Maximum Out-Of-Pocket cost for this plan. You can call our licensed insurance specialists by clicking "Call to Enroll" below for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Quad Cities Community Health Senior Plan (Cost)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

Prescription drugs are not covered by Quad Cities Community Health Senior Plan (Cost).

Additional Benefits IconAdditional Benefits

The Quad Cities Community Health Senior Plan (Cost) offers coverage for inpatient and outpatient services, with no copay for partial hospitalization. Emergency and urgent care services also have no copays, but worldwide emergency services have a deductible and coinsurance. Many primary care, preventive, and dialysis services are covered with no copay. This plan provides additional benefits for ambulance services, with no copay, and covers some vision and dental services. However, it does not cover hearing aids and has limited coverage for vision and dental. The plan does not cover home infusion, diagnostic and radiological services, or many other services.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric. Additional Days for Inpatient Hospital-Acute, Non-Medicare-covered Stay for Inpatient Hospital-Acute, Upgrades for Inpatient Hospital-Acute, Additional Days for Inpatient Hospital Psychiatric, and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services, including all outpatient hospital services, observation services, ambulatory surgical center (ASC) services, and outpatient blood services, are covered; however, individual and group sessions for outpatient substance abuse are not covered. Outpatient blood services include an enhanced benefit with a three-pint deductible waived.

Partial Hospitalization See details

Partial Hospitalization benefits are covered with no copay and no coinsurance.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered under the Quad Cities Community Health Senior Plan (Cost), with no copay or coinsurance for all ambulance services. However, ground and air ambulance services, as well as all transportation services, are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Quad Cities Community Health Senior Plan (Cost) with no copay and no coinsurance for Emergency Services and Urgently Needed Services. Worldwide Emergency Services has a $250 deductible, and a 20% coinsurance applies to Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation, up to a maximum of $50,000.

Primary Care See details

Primary Care services include coverage for Primary Care Physician Services, Occupational Therapy Services, Physician Specialist Services, Podiatry Services, Other Health Care Professional, Physical Therapy and Speech-Language Pathology Services, and Opioid Treatment Program Services. Chiropractic Services, Individual Sessions for Mental Health Specialty Services, Group Sessions for Mental Health Specialty Services, Individual Sessions for Psychiatric Services, and Group Sessions for Psychiatric Services are not covered. Occupational Therapy and Physical Therapy and Speech-Language Pathology Services have no copay or coinsurance.

Preventive Services See details

The Quad Cities Community Health Senior Plan (Cost) covers preventive services including annual physical exams, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a Welcome Visit, with no copay. Additional preventive services such as health education, in-home safety assessments, and others are not covered.

Hearing Services See details

Hearing Services are partially covered by the Quad Cities Community Health Senior Plan (Cost), but Routine Hearing Exams, Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids (all types, inner ear, outer ear, and over the ear), and OTC Hearing Aids are not covered. There is no deductible for hearing exams.

Vision Services See details

The Quad Cities Community Health Senior Plan (Cost) covers vision services, including routine eye exams once per year, with no deductible. Eyewear is covered, but contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are not covered.

Dental Services See details

Dental Services are partially covered by the Quad Cities Community Health Senior Plan (Cost). Orthodontic Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable and fixed), Maxillofacial Prosthetics, Implant Services, Oral and Maxillofacial Surgery, and Orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are not covered by the Quad Cities Community Health Senior Plan (Cost).

Dialysis Services See details

Dialysis Services are covered under the Quad Cities Community Health Senior Plan (Cost). There is no copay or coinsurance for this benefit.

Medical Equipment See details

Medical Equipment is covered, but Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered. Durable Medical Equipment, Prosthetics/Medical Supplies - Non-Medicare benefit, and Diabetic Equipment have no copay and no coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are not covered under the Quad Cities Community Health Senior Plan (Cost). The plan does not cover Diagnostic Procedures/Tests, Lab Services, Diagnostic Radiological Services, Therapeutic Radiological Services, or Outpatient X-Ray Services.

Home Health Services See details

Home Health Services are covered by the Quad Cities Community Health Senior Plan (Cost) with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are technically covered, but this plan does not cover Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, or SET for PAD Services. This means that you will have to pay the full cost for these services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered under Original Medicare, but this plan does not offer any additional SNF benefits. Additional days beyond Medicare-covered for SNF and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services are not covered under the Quad Cities Community Health Senior Plan (Cost). This includes acupuncture, over-the-counter items, meal benefits, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, private duty nursing services, and more.

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