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Tribute Select (HMO-POS I-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Tribute Select (HMO-POS I-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Tribute Select (HMO-POS I-SNP) in 2026, please refer to our full plan details page.

Tribute Select (HMO-POS I-SNP) is a HMO-POS I-SNP plan offered by Select Founders, LLC available for enrollment in 2025 to people living in Arkansas. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that Tribute Select (HMO-POS I-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Tribute Select (HMO-POS I-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Tribute Select (HMO-POS I-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Tribute Select (HMO-POS I-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $8.90. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $57.70. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 20%. Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 20%. Coverage may vary for in-network and out-of-network hospitals.

Sign up for Tribute Select (HMO-POS I-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Tribute Select (HMO-POS I-SNP) Medicare plan features a defined standard drug benefit with an annual prescription drug deductible of $615.00. After meeting this deductible, you will pay copays or coinsurance during the initial coverage phase until your total drug costs reach $2,100.00. Additionally, individuals who qualify for the Low-Income Subsidy can receive a reduced Part D premium of $8.90. Once your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and will have no copay for Medicare Part D covered drugs. While there is no cost for standard covered prescriptions in this phase, you may still pay a share of the costs for any excluded drugs. This coverage structure helps protect you from high prescription drug expenses throughout the year.

Additional Benefits IconAdditional Benefits

The Tribute Select (HMO-POS I-SNP) plan offers coverage for essential medical services with a consistent cost structure, generally requiring a twenty percent coinsurance and no copay. This cost-sharing applies to primary care, outpatient services, emergency care, diagnostic tests, and durable medical equipment. Additionally, members benefit from having no copay and no coinsurance for home health services, annual physicals, and Medicare-covered preventive care. However, the plan does not cover several routine services, including routine dental, hearing, vision, and cardiac rehabilitation. Prior authorization is required for key benefits like inpatient hospital stays, skilled nursing facility care, and home health services. For prescription home infusion drugs, members can expect no copay and up to twenty percent coinsurance, except for Part B insulin which carries a thirty-five dollar copay.

Inpatient Hospital See details

Tribute Select (HMO-POS I-SNP) partially covers inpatient hospital acute and psychiatric services, which require prior authorization and follow Original Medicare-defined coinsurance with no copays. Sub-services such as additional days, non-Medicare-covered stays, and acute care upgrades are not covered.

Outpatient Services See details

Outpatient Services under Tribute Select (HMO-POS I-SNP) are covered with a 20% coinsurance and no copay for outpatient hospital, observation, ambulatory surgical center, substance abuse, and blood services. Prior authorization is required for outpatient substance abuse services, and there is no deductible for outpatient blood services.

Partial Hospitalization See details

Tribute Select (HMO-POS I-SNP) covers partial hospitalization benefits with a 20% coinsurance and no copay. Prior authorization is required for this service.

Ambulance and Transportation Services See details

Ambulance and transportation services are partially covered by Tribute Select (HMO-POS I-SNP), with ground and air ambulance services requiring a 20% coinsurance and no copay. Transportation services to plan-approved or any health-related locations are not covered.

Emergency Services See details

Tribute Select (HMO-POS I-SNP) emergency services are partially covered, offering emergency and urgently needed services with a 20% coinsurance and no copay, which is waived if you are admitted to the hospital within 3 days. Worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation are not covered.

Primary Care See details

Tribute Select (HMO-POS I-SNP) partially covers Primary Care benefits with a 20% coinsurance and no copay for most services, including primary care, specialist, and therapy visits. Podiatry services and routine chiropractic care are not covered under this plan.

Preventive Services See details

Tribute Select (HMO-POS I-SNP) covers Medicare-covered preventive services and annual physicals with no copay or coinsurance, while kidney education, glaucoma screenings, diabetes training, digital rectal exams, and post-welcome visit EKGs require a 20% coinsurance and no copay. Additional preventive services are partially covered; health education has no copay or coinsurance, but in-home safety assessments, PERS, medical nutrition therapy, medication reconciliation, readmission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional benefits, palliative care, in-home support, caregiver support, smoking cessation, fitness, disease management, telemonitoring, remote access, bathroom modifications, and counseling are not covered.

Hearing Services See details

Hearing services are not covered under Tribute Select (HMO-POS I-SNP), as routine hearing exams, fitting and evaluations, prescription hearing aids, and over-the-counter hearing aids are all excluded from coverage.

Vision Services See details

Vision services are not covered under the Tribute Select (HMO-POS I-SNP) plan. Routine eye exams and all eyewear sub-services, including contact lenses, eyeglasses, lenses, frames, and upgrades, are not covered.

Dental Services See details

Tribute Select (HMO-POS I-SNP) partially covers dental services, offering Medicare-covered dental services with a 20% coinsurance and no copay. However, orthodontic, restorative, adjunctive general, endodontics, periodontics, prosthodontics, maxillofacial prosthetics, implant, and oral and maxillofacial surgery services are not covered.

Home Infusion bundled Services See details

Tribute Select (HMO-POS I-SNP) covers home infusion bundled services, though prior authorization is required. Covered Medicare Part B chemotherapy, radiation, and other drugs carry no copay and between no coinsurance and 20% coinsurance, while Part B insulin drugs require a $35 copay and between no coinsurance and 20% coinsurance.

Dialysis Services See details

Dialysis services are covered by Tribute Select (HMO-POS I-SNP) with a 20% coinsurance and no copay.

Medical Equipment See details

Medical Equipment benefits are covered by Tribute Select (HMO-POS I-SNP) with no copay and a 20% coinsurance for durable medical equipment, prosthetics, medical supplies, and diabetic equipment. Prior authorization is required for durable medical equipment and prosthetics.

Diagnostic and Radiological Services See details

Tribute Select (HMO-POS I-SNP) partially covers Diagnostic and Radiological Services, offering diagnostic procedures, tests, and lab services with a 20% coinsurance and no copay. However, radiological services, including diagnostic radiological, therapeutic radiological, and outpatient x-ray services, are not covered under this plan.

Home Health Services See details

Home Health Services are covered under Tribute Select (HMO-POS I-SNP) with no copay and no coinsurance, although prior authorization is required.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered under the Tribute Select (HMO-POS I-SNP) plan. This exclusion applies to all sub-services, including cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) rehabilitation.

Skilled Nursing Facility (SNF) See details

Tribute Select (HMO-POS I-SNP) partially covers Skilled Nursing Facility (SNF) services with no copay and Medicare-defined coinsurance, though prior authorization is required. While a prior three-day inpatient hospital stay is not required for admission, additional days beyond the Medicare-covered limit are not covered.

Other Services See details

Other Services are partially covered by Tribute Select (HMO-POS I-SNP), with Advanced Placement of DME requiring a doctor referral and carrying a 20% coinsurance and no copay. Acupuncture, Over-the-Counter (OTC) items, meal benefits, and Dual Eligible SNPs with Highly Integrated Services are not covered.

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