Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP)

Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) is a HMO D-SNP plan offered by Select Founders, LLC available for enrollment in 2025 to people living in Arkansas. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) plan features a defined standard drug benefit with an annual prescription drug deductible of $615.00. After meeting this deductible, you pay plan-defined costs during the initial coverage phase until your total drug costs reach $2,100.00. If you qualify for the Low-Income Subsidy (LIS), your premium may be reduced to $8.90. Once your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and will have no copay for covered Part D prescription drugs. You may still be responsible for a share of the costs for any excluded drugs covered under enhanced benefits. Be sure to check the plan's formulary to confirm coverage for your specific medications.

Additional Benefits

The Arkansas Integrated Providers (AIP) Dual Advantage (HMO D-SNP) offers comprehensive coverage where most medical services, including primary care, specialist visits, outpatient care, emergency services, and diagnostics, require no copay and a 20% coinsurance. Inpatient hospital stays and skilled nursing facility services are partially covered with cost-sharing based on Original Medicare guidelines. Additionally, home health services are fully covered with no copay and no coinsurance. This plan also features valuable supplemental benefits, such as preventive services and a Personal Emergency Response System with no copay or coinsurance, alongside a $30 monthly over-the-counter allowance. Vision and hearing benefits include a $450 annual limit for exams and eyewear and a $500 annual limit for hearing exams, with no deductibles. However, routine dental care, routine podiatry, and cardiac rehabilitation services are not covered under this plan.