Wellcare Dual Liberty (HMO-POS D-SNP)

Wellcare Dual Liberty (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Centene Corporation available for enrollment in 2025 to people living in Select counties in MS. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 6 select care drugs, you will pay no copay at preferred and standard pharmacies or through mail order. Tier 1 preferred generic drugs cost as little as a $1.00 copay for a one-month supply at a preferred pharmacy or no copay for a three-month supply via preferred mail order. Tier 2 generic drugs have copays starting at $19.00, while Tier 3 preferred brand drugs require a 20% coinsurance across all distribution channels. Tier 4 non-preferred drugs carry a $100.00 copay for a one-month supply at most pharmacies, and Tier 5 specialty drugs require a 25% coinsurance for a one-month supply.

Additional Benefits

Wellcare Dual Liberty (HMO-POS D-SNP) offers robust medical coverage, featuring inpatient hospital stays with no coinsurance and set copayments of $2,120 for acute care and $2,080 for psychiatric care. Outpatient services, diagnostics, and medical equipment are covered with no copay and a 20% coinsurance, while skilled nursing facilities require no copay for days 1 to 20 and a $218 daily copay for days 21 to 70. Emergency care is available with a $115 copay, and primary care and specialist visits require no copay and a 20% coinsurance. The plan also includes a variety of supplemental benefits, providing annual physicals, fitness programs, and home health care with no copay and no coinsurance. Routine dental and vision services feature no copay and up to 20% coinsurance, with generous allowances of up to $500 for eyewear and $750 per ear for prescription hearing aids. Furthermore, members benefit from up to 24 free one-way transportation trips per year, over-the-counter items, and qualifying meal benefits with no copay and no coinsurance.