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Wellcare Patriot Giveback Open (PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Wellcare Patriot Giveback Open (PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Wellcare Patriot Giveback Open (PPO) in 2025, please refer to our full plan details page.

Wellcare Patriot Giveback Open (PPO) is a PPO plan offered by Centene Corporation available for enrollment in 2025 to people living in Select Counties in NE. This plan received an overall rating of 3 out of 5 stars in 2025.

It's important to know that Wellcare Patriot Giveback Open (PPO) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Patriot Giveback Open (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Wellcare Patriot Giveback Open (PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $125.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan has a $225.00 health deductible. This means, every calendar year, you pay this amount towards covered services before your insurance coverage kicks in.

Drugs are not covered by this plan, so a prescription drug deductible is not applicable.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $8950.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $8950.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $35.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $40.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Wellcare Patriot Giveback Open (PPO)

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Drug Coverage IconDrug Coverage

Prescription drugs are not covered by Wellcare Patriot Giveback Open (PPO).

Additional Benefits IconAdditional Benefits

The Wellcare Patriot Giveback Open (PPO) plan offers a wide range of benefits, including coverage for inpatient and outpatient hospital services. This plan features no copays for primary care visits, preventive services, and many mental health services. Additional benefits include coverage for hearing and vision services, with copays ranging from $0 to $35, and dental services with copays between $0 and $35. The plan also covers home health services with no copay, and offers $70 every three months for over-the-counter items.

Inpatient Hospital See details

Inpatient Hospital services are covered, with a copay of $400 per admission for days 1-5, and no copay for days 6-90 for Inpatient Hospital-Acute, and a copay of $350 per admission for days 1-5, and no copay for days 6-90 for Inpatient Hospital Psychiatric. Additional Days for Inpatient Hospital-Acute, Non-Medicare-covered Stay for Inpatient Hospital-Acute, Upgrades for Inpatient Hospital-Acute, Additional Days for Inpatient Hospital Psychiatric, and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for outpatient hospital services with a copay between $0 and $350, observation services with a copay between $125 and $350, ambulatory surgical center (ASC) services with a $300 copay, individual and group sessions for outpatient substance abuse with no copay, and outpatient blood services with no copay. Prior authorization is required for some services.

Partial Hospitalization See details

Partial Hospitalization is covered by the Wellcare Patriot Giveback Open (PPO) plan. There is a $105 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Wellcare Patriot Giveback Open (PPO) plan. Ground and Air Ambulance Services have a $325 copay, and there is no coinsurance. Transportation Services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage are covered by the Wellcare Patriot Giveback Open (PPO) plan. Emergency Services and Worldwide Emergency Coverage have a $125 copay and no coinsurance, while Urgently Needed Services has a $40 copay and no coinsurance. Worldwide Emergency Transportation is not covered.

Primary Care See details

The Wellcare Patriot Giveback Open (PPO) plan covers primary care physician services with no copay, chiropractic services with a $20 copay, occupational therapy with a $35 copay, and specialist services with a $35 copay. Mental health services, including individual and group sessions, have no copay, while physical therapy and speech-language pathology services have a $35 copay. The plan also offers telehealth benefits with a copay between $0 and $40, and opioid treatment program services with a $35 copay. Podiatry services are not covered.

Preventive Services See details

The Wellcare Patriot Giveback Open (PPO) plan covers preventive services, including an annual physical exam with no copay. Additional preventive services include no copay for glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following a welcome visit. Kidney disease education services have a 20% coinsurance. Health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, weight management programs, therapeutic massage, adult day health services, nutritional/dietary benefits, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, home and bathroom safety devices and modifications, and counseling services are not covered.

Hearing Services See details

The Wellcare Patriot Giveback Open (PPO) plan covers hearing exams with a $35 copay, and covers Routine Hearing Exams and Fitting/Evaluation for Hearing Aids with no copay. Prescription Hearing Aids are covered up to $750 per ear per year, and Prescription Hearing Aids (all types) are covered with no copay. Prescription Hearing Aids - Inner Ear, Outer Ear, and Over the Ear, and OTC Hearing Aids are not covered.

Vision Services See details

The Wellcare Patriot Giveback Open (PPO) plan covers vision services, including eye exams with a copay of $0-$35, and eyewear with a combined maximum benefit of $200 per year with no copay for contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades. Routine eye exams are covered with no copay.

Dental Services See details

The Wellcare Patriot Giveback Open (PPO) plan covers Medicare Dental Services with a $35 copay and other dental services with a $0 copay for oral exams, dental x-rays, other diagnostic services, cleaning, fluoride treatment, and other preventative dental services, with some limitations on the number of visits. Restorative, adjunctive general, endodontics, periodontics, and oral and maxillofacial surgery services are covered with a 40% coinsurance, while prosthodontics, maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay, Medicare Part B Chemotherapy/Radiation Drugs with 0-20% coinsurance, and Other Medicare Part B Drugs with 0-20% coinsurance. Prior authorization is required for these services.

Dialysis Services See details

Dialysis Services are covered by the Wellcare Patriot Giveback Open (PPO) plan, with a coinsurance between 20% and 20%.

Medical Equipment See details

Medical equipment is covered, including durable medical equipment (DME), prosthetics, medical supplies, and diabetic equipment. DME has a 20% coinsurance and requires prior authorization. Medical supplies have a 20% coinsurance, while Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.

Diagnostic and Radiological Services See details

The Wellcare Patriot Giveback Open (PPO) plan covers diagnostic and radiological services, including diagnostic procedures, lab services, and outpatient X-ray services. Diagnostic Procedures/Tests have a copay between $0 and $100, Lab Services have no copay, and Outpatient X-Ray Services have a $25 copay. Diagnostic Radiological Services have a copay up to $350. Therapeutic Radiological Services have a 20% coinsurance.

Home Health Services See details

Home Health Services are covered by the Wellcare Patriot Giveback Open (PPO) plan with no copay and no coinsurance, although additional hours of care and personal care services are not covered. Prior authorization is required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by the Wellcare Patriot Giveback Open (PPO) plan, but the specific services of Cardiac Rehabilitation, Intensive Cardiac Rehabilitation, Pulmonary Rehabilitation, and SET for PAD Services are not covered. There is a copay for some Cardiac and Pulmonary Rehabilitation services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but prior authorization is required. There is no copay for days 1-20 and days 51-100, but there is a $214 copay for days 21-50. Additional and non-Medicare-covered SNF days are not covered.

Other Services See details

The "Other Services" benefit for the Wellcare Patriot Giveback Open (PPO) plan covers Over-the-Counter (OTC) Items with no copay, up to $70 every three months. Acupuncture, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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