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DEVOTED DUAL FULL 082 FL (HMO D-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for DEVOTED DUAL FULL 082 FL (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on DEVOTED DUAL FULL 082 FL (HMO D-SNP) in 2026, please refer to our full plan details page.
DEVOTED DUAL FULL 082 FL (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2026 to people living in Greater Tampa Bay. This plan received an overall rating of 5 out of 5 stars in 2026.
It's important to know that DEVOTED DUAL FULL 082 FL (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
DEVOTED DUAL FULL 082 FL (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about DEVOTED DUAL FULL 082 FL (HMO D-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For DEVOTED DUAL FULL 082 FL (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The prescription drug coverage for the DEVOTED DUAL FULL 082 FL (HMO D-SNP) plan includes an annual drug deductible of $615. To maximize your savings, this plan offers no copays or coinsurance for all drug tiers when you use preferred pharmacies or preferred mail order services. This zero-cost sharing applies to everything from preferred generics to specialty and select care drugs. When using standard pharmacies or standard mail order, you will pay a 25% coinsurance for tier 1 through tier 4 drugs, as well as for a 1-month supply of tier 5 specialty drugs. Tier 6 select care drugs are highly affordable, featuring no copay at both standard pharmacies and standard mail order.
Additional Benefits
The DEVOTED DUAL FULL 082 FL (HMO D-SNP) Medicare plan offers comprehensive coverage featuring no copays and no coinsurance for primary care visits, preventive services, and home health care. For inpatient hospital stays, members pay a copay of $2,230 per acute care admission and $2,080 per psychiatric admission with no coinsurance. Most outpatient services, diagnostic tests, and specialist visits require no copay, though they may carry a coinsurance ranging up to 20 percent. This plan also provides robust supplemental benefits, including routine dental and vision care with no copay and no coinsurance up to specified annual limits, alongside hearing aid coverage with copays ranging from $0 to $299. Durable medical equipment, diabetic supplies, and dialysis services are available with no copay and a 20 percent coinsurance. Additionally, emergency room visits require a $115 copay, which is waived if you are admitted, while skilled nursing facility stays feature no copay for the first 20 days.
Inpatient Hospital See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) offers partially covered inpatient hospital benefits with no coinsurance, requiring a $2,230 copay per admission for acute care and a $2,080 copay per admission for psychiatric care. Prior authorization is required for these services, and upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
Outpatient services covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP) require no copays, with coinsurance ranging from no coinsurance up to 20% depending on the service. This includes outpatient hospital, ambulatory surgical center, substance abuse, and observation services, while outpatient blood services have a 20% coinsurance with no deductible.
Partial Hospitalization See details
Partial hospitalization is covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP) with no copay and a 20% coinsurance. Prior authorization is required before you can receive these services.
Ambulance and Transportation Services See details
Ambulance and transportation services are partially covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP), with ambulance services requiring prior authorization, no copay, and a coinsurance of 20% for air transport and no coinsurance to 20% for ground transport. Transportation services to plan-approved or any health-related locations are not covered under this plan.
Emergency Services See details
Emergency services are covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP) with a $115 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services feature no copay and a 0% to 20% coinsurance up to $40 per visit, while worldwide emergency, urgent, and transportation services are covered up to a $25,000 maximum with no copay and no coinsurance.
Primary Care See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) covers primary care physician services with no copay and no coinsurance, and telehealth benefits with no copay and 0% to 20% coinsurance. Most other specialist, therapy, and mental health services require no copay and a 20% coinsurance, while chiropractic services are partially covered as other chiropractic services are not covered.
Preventive Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) covers preventive services, annual physical exams, and kidney disease education with no copay and no coinsurance. Additional preventive benefits are partially covered, offering fitness, nutrition, and home safety modifications with no copay or coinsurance, while services like therapeutic massage, in-home safety assessments, and personal emergency response systems are not covered.
Hearing Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) hearing services are partially covered, offering hearing exams with no copay but a 20% coinsurance for routine exams, which require prior authorization. Prescription hearing aids are covered with no coinsurance and copays ranging from $0 to $299, but OTC hearing aids as well as inner ear, outer ear, and over the ear prescription models are not covered.
Vision Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) partially covers vision services, offering one routine eye exam per year with no copay, 0% to 20% coinsurance, and no deductible, while other eye exam services are not covered. Eyewear is also covered with no copay, no coinsurance, and no deductible up to a $400 annual maximum for contacts, frames, lenses, and upgrades.
Dental Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) partially covers dental services, offering Medicare-covered dental care with no copay and a 20% coinsurance. Other covered preventive and comprehensive dental services have no copay and no coinsurance up to a $3,500 annual maximum, though implants, orthodontics, maxillofacial prosthetics, and other diagnostic or preventive services are not covered.
Home Infusion bundled Services See details
Home infusion bundled services are covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP) with no copay, though prior authorization and step therapy are required. Associated Medicare Part B chemotherapy, radiation, and other drugs require no copay and carry from no coinsurance to 20% coinsurance, while Part B insulin has a $35 copay and from no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP) with no copay and a 20% coinsurance, though prior authorization is required.
Medical Equipment See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) covers durable medical equipment, prosthetics, medical supplies, and diabetic equipment with no copay, though prior authorization is required. Coinsurance is 20% for durable medical equipment and diabetic supplies, and ranges from no coinsurance up to 20% for prosthetics and other medical supplies.
Diagnostic and Radiological Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) covers diagnostic and radiological services with prior authorization required and no copayments. There is no coinsurance for diagnostic procedures and tests, while lab services, outpatient X-rays, and diagnostic and therapeutic radiological services require a 20% coinsurance.
Home Health Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) covers Home Health Services with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered by DEVOTED DUAL FULL 082 FL (HMO D-SNP) with no copay and prior authorization required, though only some services are covered in practice. Specific services, including cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) rehabilitation, are not covered and require a 20% coinsurance.
Skilled Nursing Facility (SNF) See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring prior authorization but no prior three-day hospital stay. There is no copay for days 1 through 20, followed by a $218 daily copay for days 21 through 100, though additional days beyond the standard Medicare-covered limit are not covered.
Other Services See details
DEVOTED DUAL FULL 082 FL (HMO D-SNP) partially covers other services with no copay and no coinsurance for additional preventive services and Over-the-Counter (OTC) items, which have a maximum benefit of $50 every three months. Acupuncture, meal benefits, and other select services are not covered under this plan.
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