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DEVOTED DUAL FULL 080 FL (HMO D-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for DEVOTED DUAL FULL 080 FL (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on DEVOTED DUAL FULL 080 FL (HMO D-SNP) in 2026, please refer to our full plan details page.
DEVOTED DUAL FULL 080 FL (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2026 to people living in Osceola, Seminole, and Orange Counties. This plan received an overall rating of 5 out of 5 stars in 2026.
It's important to know that DEVOTED DUAL FULL 080 FL (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
DEVOTED DUAL FULL 080 FL (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about DEVOTED DUAL FULL 080 FL (HMO D-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For DEVOTED DUAL FULL 080 FL (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The DEVOTED DUAL FULL 080 FL (HMO D-SNP) Medicare plan has an annual drug deductible of $615. For Tier 1 through Tier 4 drugs, you will pay a 25% coinsurance at standard pharmacies and standard mail order, while preferred pharmacies and preferred mail order options require no copay. Tier 5 specialty drugs also carry a 25% coinsurance for a one-month supply at standard locations, with no copay at preferred pharmacies or preferred mail order. Tier 6 select care drugs feature no copay for one, two, or three-month supplies at both standard and preferred pharmacies or mail order services. Choosing preferred pharmacies and preferred mail order services under this plan maximizes your savings by eliminating copays and coinsurance for most drug tiers.
Additional Benefits
The DEVOTED DUAL FULL 080 FL (HMO D-SNP) plan offers comprehensive medical coverage featuring no copay and no coinsurance for primary care visits, preventive services, and home health care. For hospital needs, inpatient acute admissions require a $2,230 copay and psychiatric admissions require a $2,080 copay, while outpatient hospital services require no copay with coinsurance up to 20%. Emergency care is covered with a $115 copay, which is waived if you are admitted to the hospital within 24 hours. This plan also includes key supplemental benefits with no deductibles, such as routine dental care covered up to $3,500 annually with no copay and no coinsurance. Vision services feature an annual routine exam with no copay and up to a $400 yearly allowance for eyewear with no copay or coinsurance. Additionally, members can receive up to two hearing aids per year with copays ranging from $0 to $299 and enjoy a $50 quarterly allowance for over-the-counter items with no copay.
Inpatient Hospital See details
DEVOTED DUAL FULL 080 FL (HMO D-SNP) covers inpatient acute hospital stays with a $2,230 copay per admission and inpatient psychiatric stays with a $2,080 copay per admission, both with no coinsurance. While unlimited additional days are covered for acute stays, upgrades and non-Medicare-covered stays are not covered under this benefit.
Outpatient Services See details
Outpatient services are covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP) with no copayments for outpatient hospital, ambulatory surgical center, outpatient substance abuse, and blood services. Patients will pay a coinsurance ranging from no coinsurance up to 20% depending on the service, and prior authorization or referrals may be required.
Partial Hospitalization See details
The DEVOTED DUAL FULL 080 FL (HMO D-SNP) plan covers partial hospitalization services with no copay and a 20% coinsurance. Prior authorization is required for these covered services.
Ambulance and Transportation Services See details
Ambulance and transportation services are covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP) with no copay, requiring 20% coinsurance for air ambulance services and no coinsurance to 20% coinsurance for ground ambulance services. Some transportation services are covered, but transportation to plan-approved health-related locations and any health-related locations is not covered.
Emergency Services See details
Emergency services are covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP) with a $115 copay, which is waived if admitted to the hospital within 24 hours, and no coinsurance. Urgently needed services require no copay and a 0% to 20% coinsurance (up to $40 per visit), while worldwide emergency, urgent, and transportation services are covered up to $25,000 with no copay and no coinsurance.
Primary Care See details
DEVOTED DUAL FULL 080 FL (HMO D-SNP) covers primary care physician services with no copay and no coinsurance. Additional services like specialist visits, telehealth, and physical therapy feature no copay and up to 20% coinsurance, while chiropractic care is partially covered as other chiropractic services are not covered.
Preventive Services See details
Preventive services are covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP) with no copay and no coinsurance for annual physical exams, kidney disease education, and other screenings. Additional preventive benefits are partially covered, excluding in-home safety assessments, personal emergency response systems (PERS), medical nutrition therapy, post-discharge medication reconciliation, readmission prevention, chemotherapy wigs, therapeutic massage, adult day health services, palliative care, caregiver support, additional smoking cessation, enhanced disease management, telemonitoring, remote access technologies, and counseling.
Hearing Services See details
Hearing services are partially covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP), offering one annual routine hearing exam with no copay and 20% coinsurance, as well as unlimited fitting evaluations. Up to two prescription hearing aids are covered per year with no coinsurance and a copay ranging from $0 to $299, but OTC hearing aids and inner-ear, outer-ear, and over-the-ear prescription models are not covered.
Vision Services See details
DEVOTED DUAL FULL 080 FL (HMO D-SNP) partially covers vision services with no deductibles, offering one routine eye exam per year with no copay and 0% to 20% coinsurance, while other eye exam services are not covered. Eyewear is covered with no copay and no coinsurance up to a $400 annual limit for contact lenses, eyeglasses, frames, lenses, and upgrades.
Dental Services See details
DEVOTED DUAL FULL 080 FL (HMO D-SNP) covers dental services with no copay and 20% coinsurance for Medicare-covered dental, and no copay and no coinsurance for other covered dental services up to a $3,500 yearly maximum. This partially covered benefit excludes other diagnostic dental, other preventive dental, maxillofacial prosthetics, implant services, and orthodontics.
Home Infusion bundled Services See details
DEVOTED DUAL FULL 080 FL (HMO D-SNP) covers home infusion bundled services with no copay, although prior authorization is required. Medicare Part B drugs, such as chemotherapy and insulin, are covered with no coinsurance to 20% coinsurance, and insulin carries a $35 copay.
Dialysis Services See details
Dialysis Services are covered under the DEVOTED DUAL FULL 080 FL (HMO D-SNP) plan with no copay and a 20% coinsurance, although prior authorization is required.
Medical Equipment See details
DEVOTED DUAL FULL 080 FL (HMO D-SNP) covers medical equipment with no copays, though prior authorization is required for these services. Durable medical equipment, diabetic supplies, and therapeutic shoes carry a 20% coinsurance, while prosthetic devices and medical supplies range from 0% (no coinsurance) to 20% coinsurance.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered under the DEVOTED DUAL FULL 080 FL (HMO D-SNP) plan, though prior authorization is required. Outpatient diagnostic procedures and tests have no copay and no coinsurance, while lab services, diagnostic and therapeutic radiological services, and outpatient X-rays require no copay and a 20% coinsurance.
Home Health Services See details
Home health services are covered under the DEVOTED DUAL FULL 080 FL (HMO D-SNP) plan with no copay and no coinsurance, though prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered under DEVOTED DUAL FULL 080 FL (HMO D-SNP) with no copay and require prior authorization. While some services are covered, cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and SET for PAD services are not covered in practice and carry a 20% coinsurance.
Skilled Nursing Facility (SNF) See details
Skilled nursing facility (SNF) services are covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP) with no coinsurance, although prior authorization is required. There is no copay for days 1 through 20 and a $218 daily copay for days 21 through 100, but additional days beyond the Medicare-covered limit are not covered.
Other Services See details
Other services are partially covered by DEVOTED DUAL FULL 080 FL (HMO D-SNP), featuring additional preventive services and over-the-counter (OTC) items up to $50 every three months with no copay and no coinsurance. Acupuncture, meal benefits, and highly integrated services are not covered.
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