DEVOTED DUAL FULL 078 FL (HMO D-SNP)

DEVOTED DUAL FULL 078 FL (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2026 to people living in Miami-Dade County. This plan received an overall rating of 5 out of 5 stars in 2026.

It's important to know that DEVOTED DUAL FULL 078 FL (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about DEVOTED DUAL FULL 078 FL (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The DEVOTED DUAL FULL 078 FL (HMO D-SNP) Medicare plan features an annual prescription drug deductible of $615. For medications in Tiers 1 through 4, beneficiaries pay a 25% coinsurance for 1-month, 2-month, and 3-month fills at standard pharmacies and standard mail order. Tier 5 specialty drugs also carry a 25% coinsurance for a 1-month supply at standard pharmacies and mail order. Tier 6 select care drugs offer excellent savings with no copay for 1-month, 2-month, and 3-month supplies filled at standard pharmacies or standard mail order. This D-SNP prescription plan provides a clear cost structure to help you estimate your out-of-pocket drug expenses.

Additional Benefits

The DEVOTED DUAL FULL 078 FL (HMO D-SNP) plan offers comprehensive medical coverage with no copay and no coinsurance for primary care visits, home health services, and the first 20 days of skilled nursing facility care. For inpatient hospital stays, members face a $2,230 copayment per stay for acute care and a $2,080 copayment per stay for psychiatric care, with no coinsurance required. Emergency room visits require a $115 copay, which is waived if admitted, while outpatient services and diagnostic tests generally feature no copays and coinsurance ranging up to 20 percent. This plan also includes supplemental benefits, such as dental coverage up to a $3,500 annual limit and eyewear coverage up to $400, both featuring no copays and no coinsurance for covered services. Routine hearing and vision exams require no copays with coinsurance up to 20 percent, and prescription hearing aids are available with no coinsurance and copays ranging from no copay to $299. Additionally, members can access covered durable medical equipment and over-the-counter items with no copay, though some medical equipment may require up to 20 percent coinsurance.