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Devoted EXTRA Florida (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Devoted EXTRA Florida (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Devoted EXTRA Florida (HMO) in 2025, please refer to our full plan details page.

Devoted EXTRA Florida (HMO) is a HMO plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Florida. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that Devoted EXTRA Florida (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Devoted EXTRA Florida (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Devoted EXTRA Florida (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $4900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $15.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Devoted EXTRA Florida (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Devoted EXTRA Florida (HMO) plan has an "Enhanced Alternative" drug benefit. The plan has a $590 deductible. In the initial coverage phase, after the deductible is met, you will pay either a 25% coinsurance or no copay for your prescriptions. For preferred generic drugs, there is no copay at standard or mail order pharmacies. For all other tiers, you will pay 25% coinsurance at standard and mail order pharmacies. Once your total drug costs reach $2000, you enter the catastrophic coverage phase and pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The Devoted EXTRA Florida (HMO) plan offers a wide array of benefits with varying costs. Inpatient hospital stays have a copay of $175 for days 1-6, and no copay for days 7-90, while outpatient services have copays between $0 and $175. The plan also covers services like primary care, hearing, vision, and dental, with specific copays and annual maximums for some services. This plan includes coverage for emergency services, ambulance services, and home health services, with some requiring prior authorization. Diagnostic and radiological services, as well as skilled nursing facilities, are also covered, with different copays and coinsurance amounts depending on the specific service. There are also many other benefits that are not covered under the plan.

Inpatient Hospital See details

Inpatient Hospital coverage includes Inpatient Hospital-Acute and Inpatient Hospital Psychiatric. For days 1-6 of an inpatient stay, the copay is $175, and for days 7-90, there is no copay.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services, with a copay between $0 and $175, observation services with a $175 copay, and ambulatory surgical center services with no copay. Outpatient substance abuse services are covered, with a $15 copay for both individual and group sessions. Outpatient blood services are also covered.

Partial Hospitalization See details

Partial Hospitalization is covered by the Devoted EXTRA Florida (HMO) plan, but requires prior authorization. You will have a $60 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, with prior authorization required for all ambulance services. Ground ambulance services have a copay between $0 and $350, while air ambulance services have a 20% coinsurance. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services have a $125 copay, and Urgently Needed Services have a copay between $0 and $45. Worldwide Emergency Transportation has a $350 copay and 20% coinsurance, while Worldwide Emergency Coverage and Worldwide Urgent Coverage have a $125 copay.

Primary Care See details

The Devoted EXTRA Florida (HMO) plan covers primary care physician services, chiropractic services, occupational therapy services, physician specialist services, mental health specialty services, other health care professional, psychiatric services, physical therapy and speech-language pathology services, additional telehealth benefits, and opioid treatment program services. Chiropractic services have a $15 copay, and occupational therapy services have a copay between $15 and $45. Physician specialist services, and individual and group mental health and psychiatric sessions have a $15 copay. Physical therapy and speech-language pathology services have a copay between $15 and $50. Additional telehealth benefits have a copay between $0 and $15, and opioid treatment program services have a $15 copay. Routine chiropractic care and podiatry services are not covered.

Preventive Services See details

Preventive Services are covered, including Medicare-covered zero-dollar preventive services, annual physical exams, health education, weight management programs, alternative therapies, nutritional/dietary benefit, fitness benefit, home and bathroom safety devices and modifications, glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following Welcome Visit. In-home safety assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), post discharge In-Home Medication Reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, therapeutic massage, adult day health services, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, and counseling services are not covered.

Hearing Services See details

Hearing exams are covered with a $15 copay, and routine hearing exams are covered once per year. Prescription hearing aids are covered with a copay between $399 and $699 for all types, up to two per year, but inner ear, outer ear, and over the ear hearing aids are not covered, and OTC hearing aids are not covered. Fitting/evaluation for hearing aids is covered.

Vision Services See details

The Devoted EXTRA Florida (HMO) plan covers vision services, including eye exams with a $15 copay, and eyewear with a combined maximum benefit of $1250 every year. Contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.

Dental Services See details

The Devoted EXTRA Florida (HMO) plan covers dental services, including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery. The plan also covers Medicare Dental Services with a $15 copay, and has a maximum plan benefit of $1250 per year. Maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services, including Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs, are covered with prior authorization. Medicare Part B Insulin Drugs have a $35 copay and 20% coinsurance, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have between 0% and 20% coinsurance.

Dialysis Services See details

Dialysis Services are covered by the Devoted EXTRA Florida (HMO) plan, with a coinsurance between 20% and 20%.

Medical Equipment See details

Medical equipment benefits include Durable Medical Equipment (DME) with 0% to 25% coinsurance and no copay, Prosthetics/Medical Supplies with a coinsurance for Medicare-covered devices and supplies, and Diabetic Equipment, but Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered by the Devoted EXTRA Florida (HMO) plan, with copays and coinsurance depending on the specific service. Diagnostic Procedures/Tests have a copay between $0 and $95, while Lab Services have no copay. Diagnostic Radiological Services have a copay up to $300, and Therapeutic Radiological Services have a 20% coinsurance. Outpatient X-Ray Services have no copay.

Home Health Services See details

Home Health Services are covered by the Devoted EXTRA Florida (HMO) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Authorization is required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by the Devoted EXTRA Florida (HMO) plan, but the specific sub-services are not covered. The plan has a copay for certain cardiac and pulmonary rehabilitation services, but the specific copay amount is not provided.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Devoted EXTRA Florida (HMO) plan, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $214.

Other Services See details

The "Other Services" benefit for the Devoted EXTRA Florida (HMO) plan does not cover acupuncture, over-the-counter items, meal benefits, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, private duty nursing services, case management (long term care), institution for mental disease services for individuals 65 or older, services in an intermediate care facility for individuals with intellectual disabilities, case management, tobacco cessation counseling for pregnant women, freestanding birth center services, respiratory care services, family planning services, nursing home services, home and community based services, personal care services, and self-directed personal assistance services. Other services covered include $0 preventive services.

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