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Devoted DUAL PLUS Florida (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Devoted DUAL PLUS Florida (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Devoted DUAL PLUS Florida (HMO D-SNP) in 2025, please refer to our full plan details page.

Devoted DUAL PLUS Florida (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Florida. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that Devoted DUAL PLUS Florida (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Devoted DUAL PLUS Florida (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Devoted DUAL PLUS Florida (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Devoted DUAL PLUS Florida (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3400.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Devoted DUAL PLUS Florida (HMO D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Devoted DUAL PLUS Florida (HMO D-SNP) plan has a $590 deductible for prescription drugs. During the initial coverage phase, you will pay 25% coinsurance for most drugs, except for those in the Specialty Tier, which have no copay. Once your total drug costs reach $2,000, you enter the catastrophic coverage phase, where you pay nothing for Part D covered drugs. If you qualify for the low-income subsidy (LIS), you will pay $0 for your Part D drugs.

Additional Benefits IconAdditional Benefits

The Devoted DUAL PLUS Florida (HMO D-SNP) plan offers comprehensive coverage, including inpatient and outpatient services, with no copay for emergency services, ambulance services, and home health services. It also includes coverage for primary care, preventive services, hearing, vision, and dental services, with specific copays and annual limits for certain services. The plan also offers coverage for dialysis services and medical equipment, with some exclusions, and covers home infusion bundled services.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, though Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, as well as Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered. Additional Days for Inpatient Hospital-Acute are covered, with no limit.

Outpatient Services See details

Outpatient Services, including all outpatient hospital services, observation services, and ambulatory surgical center services, are covered. Observation services have no copay, while the copay for other services is described in more detail elsewhere; outpatient substance abuse services are not covered.

Partial Hospitalization See details

Partial Hospitalization is covered by the Devoted DUAL PLUS Florida (HMO D-SNP) plan, but requires prior authorization.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are partially covered by Devoted DUAL PLUS Florida (HMO D-SNP), with no copay or coinsurance for all ambulance services. However, ground and air ambulance services are not covered, and transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, Worldwide Emergency Services, Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation are covered by the Devoted DUAL PLUS Florida (HMO D-SNP) plan with no copay and no coinsurance.

Primary Care See details

Primary Care Physician, Chiropractic, Occupational Therapy, Physician Specialist, Podiatry, Other Health Care Professional, Psychiatric, Physical Therapy and Speech-Language Pathology, Additional Telehealth, and Opioid Treatment Program services are covered. Individual and group sessions for Mental Health and Psychiatric services are not covered. Routine chiropractic care is limited to 12 visits per year.

Preventive Services See details

The Devoted DUAL PLUS Florida (HMO D-SNP) plan covers preventive services including annual physical exams, health education, personal emergency response systems, weight management programs, alternative therapies, nutritional/dietary benefits, in-home support services, fitness benefits, home and bathroom safety devices and modifications, kidney disease education services, glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following a Welcome Visit. However, in-home safety assessments, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, therapeutic massage, adult day health services, home-based palliative care, support for caregivers, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, and counseling services are not covered.

Hearing Services See details

The Devoted DUAL PLUS Florida (HMO D-SNP) plan covers hearing exams, including routine hearing exams once per year with no copay, and fitting/evaluation for hearing aids. Prescription hearing aids are covered with a copay between $0 and $299 for all types, but prescription hearing aids for the inner ear, outer ear, and over the ear are not covered. OTC hearing aids are not covered.

Vision Services See details

Vision services include routine eye exams once per year, and eyewear, including contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades. Eyewear has a combined maximum benefit of $500 per year.

Dental Services See details

The Devoted DUAL PLUS Florida (HMO D-SNP) plan covers a variety of dental services including oral exams (2 per year), dental x-rays (1 per year), cleaning (2 per year), fluoride treatment (2 per year), restorative services (1 per every two years), and orthodontic services with a maximum benefit of $2500 per year. The plan does not cover maxillofacial prosthetics, implant services, or orthodontics.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered under the Devoted DUAL PLUS Florida (HMO D-SNP) plan, but Medicare Part B Chemotherapy/Radiation Drugs are not covered. Prior authorization is required for Home Infusion bundled Services, and there is no service specific maximum enrollee out-of-pocket cost.

Dialysis Services See details

Dialysis Services are covered with this plan. There is no copay or coinsurance for this benefit.

Medical Equipment See details

Medical Equipment is covered under the Devoted DUAL PLUS Florida (HMO D-SNP) plan, but Durable Medical Equipment for use outside the home, Prosthetic Devices, Medical Supplies, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered. There is no copay or coinsurance for Durable Medical Equipment, Prosthetics/Medical Supplies - Non-Medicare benefit, and Diabetic Equipment.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered under the Devoted DUAL PLUS Florida (HMO D-SNP) plan. However, Diagnostic Procedures/Tests, Lab Services, Diagnostic Radiological Services, Therapeutic Radiological Services, and Outpatient X-Ray Services are not covered.

Home Health Services See details

Home Health Services are covered by the Devoted DUAL PLUS Florida (HMO D-SNP) plan with no copay and no coinsurance, but prior authorization is required. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the Devoted DUAL PLUS Florida (HMO D-SNP) plan. This includes Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but additional days beyond Medicare and non-Medicare stays are not covered. Prior authorization is required for this benefit.

Other Services See details

The "Other Services" benefit in Devoted DUAL PLUS Florida (HMO D-SNP) does not cover acupuncture, over-the-counter items, meal benefits, dual eligible SNPs with highly integrated services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, or Self-Directed Personal Assistance Services. Other services, including preventive services, are covered with no copay.

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