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Devoted SELECT Florida (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Devoted SELECT Florida (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Devoted SELECT Florida (HMO) in 2025, please refer to our full plan details page.

Devoted SELECT Florida (HMO) is a HMO plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Clay, Duval, Nassau, Lake, Marion, Sumter, Manatee. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that Devoted SELECT Florida (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Devoted SELECT Florida (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Devoted SELECT Florida (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $4900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $10.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Devoted SELECT Florida (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Devoted SELECT Florida (HMO) plan has an enhanced alternative drug benefit. The plan has a $590 deductible for prescription drugs. Once the deductible is met, you will pay either a $0 copay or 25% coinsurance depending on the drug tier and pharmacy used. After your total drug costs reach $2000, you will enter the catastrophic coverage phase, where you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The Devoted SELECT Florida (HMO) plan offers comprehensive coverage, including inpatient and outpatient hospital stays with varying copays, and no copay for many preventive services. You'll have access to primary care, specialist visits, and mental health services with copays ranging from $0-$10. This plan also covers services like hearing and vision exams with a $10 copay, and dental services with a $10 copay. Emergency services have a $125 copay, while ambulance services and some diagnostic services have varying copays or coinsurance.

Inpatient Hospital See details

The Devoted SELECT Florida (HMO) plan covers inpatient hospital stays with a $125 copay for days 1-5 and no copay for days 6-90. Additional days for inpatient hospital-acute are covered, but non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered. Inpatient Hospital Psychiatric benefits are covered, with a $125 copay for days 1-5 and no copay for days 6-90, but additional days and non-Medicare-covered stays for inpatient psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services, observation services, ambulatory surgical center (ASC) services, outpatient substance abuse services, and outpatient blood services. Outpatient Hospital Services have a copay between $0 and $145, and Observation Services have a copay of $125. ASC services have no copay, and Individual and Group Sessions for Outpatient Substance Abuse have a copay of $10.

Partial Hospitalization See details

Partial Hospitalization is covered by the Devoted SELECT Florida (HMO) plan with a $55 copay, and prior authorization is required.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Devoted SELECT Florida (HMO) plan, including ground ambulance services with a copay between $0 and $350, and air ambulance services with 20% coinsurance. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services for the Devoted SELECT Florida (HMO) plan include a $125 copay, and no coinsurance. Urgently Needed Services have a copay of $0-$45, with no coinsurance. Worldwide Emergency Services include a $125 copay, and 20% coinsurance for Worldwide Emergency Transportation; the copay for Worldwide Emergency Coverage and Worldwide Urgent Coverage is $125.

Primary Care See details

The Devoted SELECT Florida (HMO) plan covers Primary Care Physician Services, Chiropractic Services with a $10 copay, Occupational Therapy Services with a copay between $0 and $45, Physician Specialist Services with a copay between $0 and $10, and Mental Health Specialty Services with a $10 copay. It also covers Other Health Care Professional services with a copay between $0 and $10, Psychiatric Services with a $10 copay, Physical Therapy and Speech-Language Pathology Services with a copay between $0 and $50, and Additional Telehealth Benefits with a copay between $0 and $10. The plan does not cover routine chiropractic care and podiatry services.

Preventive Services See details

Preventive Services include coverage for Medicare-covered services, annual physical exams, health education, personal emergency response systems, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, home and bathroom safety devices, glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKGs with no copay. This plan does not cover in-home safety assessments, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss, therapeutic massage, adult day health services, home-based palliative care, in-home support services, support for caregivers, additional sessions of smoking cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, or counseling services.

Hearing Services See details

Hearing Services include coverage for hearing exams with a $10 copay. Prescription hearing aids are partially covered, with Prescription Hearing Aids (all types) covered, but Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered; OTC hearing aids are also not covered.

Vision Services See details

Vision Services includes coverage for eye exams with a $10 copay. Eyewear is covered, with a combined maximum of $1750 per year, and includes coverage for contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades.

Dental Services See details

The Devoted SELECT Florida (HMO) plan covers Medicare Dental Services with a $10 copay, and other dental services including oral exams, dental x-rays, and fluoride treatment. This plan also covers orthodontics up to $1750 per year, and prophylaxis (cleaning) up to 2 times per year. Maxillofacial Prosthetics, Implant Services, and Orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered under the Devoted SELECT Florida (HMO) plan. For Medicare Part B Insulin Drugs, there is a $35 copay with 20% coinsurance, while other Medicare Part B drugs have a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered by the Devoted SELECT Florida (HMO) plan. You will pay a 20% coinsurance for these services.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with a coinsurance between 0% and 20%, Prosthetics/Medical Supplies with a coinsurance, and Diabetic Equipment. Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered. Diagnostic Procedures/Tests have a copay between $0 and $95, while Lab Services have no copay. Diagnostic Radiological Services have a copay up to $300, Therapeutic Radiological Services have 20% coinsurance, and Outpatient X-Ray Services have no copay.

Home Health Services See details

Home Health Services are covered by the Devoted SELECT Florida (HMO) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. This benefit requires authorization.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the Devoted SELECT Florida (HMO) plan. This includes Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, with prior authorization required. You will have no copay for days 1-20, and a $214 copay per day for days 21-100; additional days beyond Medicare-covered and non-Medicare-covered stays are not covered.

Other Services See details

Other services are not covered, including acupuncture, over-the-counter items, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services. Some "Other Services" are covered, including preventive services with no copay.

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