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Devoted DUAL Florida (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Devoted DUAL Florida (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Devoted DUAL Florida (HMO D-SNP) in 2025, please refer to our full plan details page.

Devoted DUAL Florida (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Lake, Marion, and Sumter Counties. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that Devoted DUAL Florida (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Devoted DUAL Florida (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Devoted DUAL Florida (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Devoted DUAL Florida (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $1.60. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $10.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $140.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Devoted DUAL Florida (HMO D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Devoted DUAL Florida (HMO D-SNP) plan has a $590 deductible. After the deductible is met, you pay 25% coinsurance for most drugs, including preferred and standard generics, preferred brands, and non-preferred drugs. For specialty tier drugs, there is no copay. If you qualify for the low-income subsidy (LIS), the monthly premium for Part D drugs is $1.60. Once your total drug costs reach $2000, you enter the catastrophic coverage phase where you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The Devoted DUAL Florida (HMO D-SNP) plan offers a range of benefits, including inpatient hospital stays with a copay and outpatient services with varying copays. It also covers primary care, preventive, hearing, vision, and dental services, all with copays, as well as ambulance, emergency, and home health services. Additional benefits include coverage for partial hospitalization, home infusion, and dialysis services with copays or coinsurance. The plan also covers medical equipment and skilled nursing facility stays with copays. However, it's important to note that some services like acupuncture, over-the-counter items, and certain rehabilitation services are not covered by this plan.

Inpatient Hospital See details

Inpatient Hospital services are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric. For days 1-5, there is a $175 copay, and for days 6-90, there is no copay. Additional days for Inpatient Hospital-Acute are covered, but non-Medicare-covered stays and upgrades are not covered.

Outpatient Services See details

Outpatient Services are covered, with a copay of $0-$175 for Outpatient Hospital Services and a $175 copay for Observation Services. Ambulatory Surgical Center (ASC) Services have no copay, while Individual and Group Sessions for Outpatient Substance Abuse each have a $10 copay. Outpatient Blood Services are also covered.

Partial Hospitalization See details

Partial Hospitalization is covered by the Devoted DUAL Florida (HMO D-SNP) plan, with a $55 copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Devoted DUAL Florida (HMO D-SNP) plan. Ground ambulance services have a copay between $0 and $300, while air ambulance services have a 20% coinsurance. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency services include a $140 copay, while urgently needed services have a copay between $0 and $45; neither has coinsurance. Worldwide emergency services are covered, including worldwide emergency coverage with a $140 copay, worldwide urgent coverage with a $140 copay, and worldwide emergency transportation with a 20% coinsurance and a $300 copay.

Primary Care See details

The Devoted DUAL Florida (HMO D-SNP) plan covers primary care physician services, chiropractic services with a $10 copay, occupational therapy services with a $10-$50 copay, physician specialist services with a $10 copay, and mental health specialty services with a $10 copay. The plan also covers podiatry services with a $10 copay, other health care professional services with a $0-$10 copay, psychiatric services with a $10 copay, physical therapy and speech-language pathology services with a $10-$50 copay, additional telehealth benefits with a $0-$10 copay, and opioid treatment program services with a $10 copay.

Preventive Services See details

Preventive Services include coverage for Medicare-covered services, annual physical exams, Health Education, Personal Emergency Response System (PERS), Weight Management Programs, Alternative Therapies, Nutritional/Dietary Benefits, Fitness Benefits, Home and Bathroom Safety Devices and Modifications, Kidney Disease Education Services, Glaucoma Screenings, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKGs following Welcome Visits. In-Home Safety Assessment, Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Therapeutic Massage, Adult Day Health Services, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline), and Counseling Services are not covered.

Hearing Services See details

Hearing services with the Devoted DUAL Florida (HMO D-SNP) plan include hearing exams for a $10 copay, and a fitting/evaluation for hearing aids with no copay. Prescription hearing aids are covered, with a copay between $0 and $299, while inner ear, outer ear, and over the ear prescription hearing aids, and OTC hearing aids are not covered.

Vision Services See details

Vision services include eye exams with a $10 copay. Eyewear has a combined maximum of $400 every year for contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades.

Dental Services See details

The Devoted DUAL Florida (HMO D-SNP) plan covers Medicare dental services with a $10 copay, and also covers other dental services, including oral exams (2 per year), dental x-rays (1 per year), cleanings (2 per year), fluoride treatments (2 per year), and orthodontics with a $2,500 maximum benefit per year. The plan does not cover maxillofacial prosthetics, implants, or orthodontics.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, but require prior authorization. For Medicare Part B Insulin Drugs, the copay is $35, with 20% coinsurance. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, there is a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered by the Devoted DUAL Florida (HMO D-SNP) plan with a coinsurance of 20%.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME) with a coinsurance between 0% and 50%, and Prosthetics/Medical Supplies with a coinsurance of 20% for Medicare-covered supplies, but Durable Medical Equipment for use outside the home is not covered. Diabetic Equipment is covered, but Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts are not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for all diagnostic services with a copay between $0 and $95, and lab services with no copay. Diagnostic radiological services have a copay up to $300, and therapeutic radiological services have a coinsurance of at least 20%. Outpatient X-ray services have no copay.

Home Health Services See details

Home Health Services are covered by Devoted DUAL Florida (HMO D-SNP) with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by the Devoted DUAL Florida (HMO D-SNP) plan, but the plan does not cover Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, SET for PAD Services, or Additional Cardiac Rehabilitation Services. There is a copay for covered services, but no coinsurance.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Devoted DUAL Florida (HMO D-SNP) plan, with a prior authorization required. For days 1-20, there is no copay, and for days 21-100, the copay is $214.

Other Services See details

Other Services offered by the Devoted DUAL Florida (HMO D-SNP) plan are not covered, including acupuncture, over-the-counter items, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services. However, Other 2 benefits are covered, including $0 preventive services.

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