Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Devoted DUAL Florida (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Devoted DUAL Florida (HMO D-SNP) in 2025, please refer to our full plan details page.
Devoted DUAL Florida (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Greater Tampa Bay. This plan received an overall rating of 4.5 out of 5 stars in 2025.
It's important to know that Devoted DUAL Florida (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Devoted DUAL Florida (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Devoted DUAL Florida (HMO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Devoted DUAL Florida (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $6.20. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $3900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The Devoted DUAL Florida (HMO D-SNP) plan has a deductible of $590.00. After the deductible, you will pay 25% coinsurance for most drugs, but there is no copay for specialty tier drugs. If you qualify for the low-income subsidy (LIS), you will pay $6.20 for Part D drugs. Once your total drug costs reach $2000.00, you enter the catastrophic coverage phase, where you pay nothing for covered drugs.
The Devoted DUAL Florida (HMO D-SNP) plan offers a variety of healthcare benefits. This plan provides coverage for inpatient and outpatient hospital services, with varying copays depending on the service. It also includes coverage for emergency services, primary care, preventive services, hearing, vision, and dental services, with specific copays or coinsurance amounts for each. Additional benefits of this plan include coverage for ambulance services, partial hospitalization, home infusion, dialysis, medical equipment, diagnostic and radiological services, home health services, cardiac rehabilitation, and skilled nursing facility stays. However, some services like certain hearing aids, eyewear upgrades, and specific "Other Services" are not covered by this plan.
Inpatient Hospital coverage includes Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services, both requiring prior authorization. For Inpatient Hospital-Acute, you'll pay a $175 copay for days 1-5, and no copay for days 6-90; additional days are covered with no copay. Inpatient Hospital Psychiatric has the same cost-sharing structure as Inpatient Hospital-Acute. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered, and additional days and non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.
Outpatient Services, including all Outpatient Hospital Services, Observation Services, Ambulatory Surgical Center (ASC) Services, Outpatient Substance Abuse Services, and Outpatient Blood Services, are covered. Outpatient Hospital Services have a copay of $0-$175, Observation Services have a copay of $175, Ambulatory Surgical Center (ASC) Services have no copay, and both Individual and Group Sessions for Outpatient Substance Abuse have a copay of $5.
Partial Hospitalization is covered by the Devoted DUAL Florida (HMO D-SNP) plan, but requires prior authorization. You will pay a $55 copay for this service.
Ambulance and Transportation Services are covered by Devoted DUAL Florida (HMO D-SNP), with a copay of $0 - $300 for ground ambulance services and 20% coinsurance for air ambulance services. Transportation services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Devoted DUAL Florida (HMO D-SNP) plan. Emergency Services have a $140 copay, and Urgently Needed Services have a copay between $0 and $45. Worldwide Emergency Transportation has a $300 copay and 20% coinsurance, while Worldwide Emergency Coverage and Worldwide Urgent Coverage have a $140 copay.
Devoted DUAL Florida (HMO D-SNP) covers primary care physician services, chiropractic services with a $5 copay, occupational therapy services with a $5-$50 copay, physician specialist services with a $5 copay, mental health and psychiatric services with a $5 copay, podiatry services with a $5 copay, other health care professional services with a $0-$5 copay, physical therapy and speech-language pathology services with a $5-$50 copay, additional telehealth benefits with a $0-$5 copay, and opioid treatment program services with a $5 copay. Routine chiropractic care is limited to 6 visits per year.
Preventive services, including annual physical exams, are covered by the Devoted DUAL Florida (HMO D-SNP) plan. Additional covered services include health education, personal emergency response systems, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, home and bathroom safety devices and modifications, glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following a welcome visit. Other services like in-home safety assessments, medical nutrition therapy, and counseling services are not covered.
Hearing services include routine hearing exams for a $5 copay, fitting/evaluation for hearing aids with no copay, and prescription hearing aids with a copay between $0 and $299. Prescription hearing aids are limited to 2 per year. Inner ear, outer ear, and over the ear prescription hearing aids are not covered, and OTC hearing aids are also not covered.
Vision services include routine eye exams with a $5 copay, and eyewear benefits including contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades. Eyewear has a combined maximum benefit of $400 per year.
Dental Services are covered, including Medicare Dental Services with a $5 copay, oral exams (2 per year), dental x-rays (1 per year), cleanings (2 per year), fluoride treatments (2 per year), restorative services (fillings, once per surface every two years), adjunctive general services (pain treatment, once per year), endodontics (root canal treatments, once per tooth per lifetime), periodontics (deep cleaning, once every three years), removable prosthodontics (dentures, once every five years), fixed prosthodontics (like a bridge, every five years), and oral and maxillofacial surgery (extractions, once per tooth per lifetime), as well as orthodontic services, up to a $2500 maximum per year. Maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, but require prior authorization. For Medicare Part B Insulin Drugs, you will pay a $35 copay and 20% coinsurance. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, you will pay between 0% and 20% coinsurance.
Dialysis Services are covered by the Devoted DUAL Florida (HMO D-SNP) plan. The coinsurance for dialysis services is 20%.
Medical Equipment coverage includes Durable Medical Equipment (DME) with 0% to 50% coinsurance, Prosthetics/Medical Supplies with 20% coinsurance, and Diabetic Equipment. Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered.
Diagnostic and Radiological Services are covered, including diagnostic procedures and tests with a copay between $0 and $95, and lab services with no copay. Therapeutic Radiological Services have a coinsurance of at most 20%, while Outpatient X-Ray Services have no copay.
Home Health Services are covered by the Devoted DUAL Florida (HMO D-SNP) plan with no copay and no coinsurance, but require authorization. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are covered under the Devoted DUAL Florida (HMO D-SNP) plan. However, specific services like Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered.
Skilled Nursing Facility (SNF) services are covered by the Devoted DUAL Florida (HMO D-SNP) plan, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $214 per day; additional days beyond Medicare-covered SNF stays, and non-Medicare-covered stays are not covered.
The "Other Services" benefit for Devoted DUAL Florida (HMO D-SNP) does not cover acupuncture, over-the-counter items, a meal benefit, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services. Other services include $0 preventive services.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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