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Humana Fully Integrated H1036-280 (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Humana Fully Integrated H1036-280 (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Humana Fully Integrated H1036-280 (HMO D-SNP) in 2025, please refer to our full plan details page.

Humana Fully Integrated H1036-280 (HMO D-SNP) is a HMO D-SNP plan offered by Humana Inc. available for enrollment in 2025 to people living in Select Florida counties. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that Humana Fully Integrated H1036-280 (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Humana Fully Integrated H1036-280 (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Humana Fully Integrated H1036-280 (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Humana Fully Integrated H1036-280 (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $450.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3400.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $75.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Humana Fully Integrated H1036-280 (HMO D-SNP)

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Drug Coverage IconDrug Coverage

The Humana Fully Integrated H1036-280 (HMO D-SNP) plan has a $450 deductible for prescription drugs. After the deductible, you will pay a copay or coinsurance depending on the drug tier and pharmacy. For example, in the initial coverage phase, you'll pay no copay for preferred generic drugs at a standard pharmacy or preferred mail, but $20 for standard mail. For standard generic drugs, the copay is $47 at most pharmacies. For preferred brand and non-preferred drugs, you pay 25% coinsurance. Once your total drug costs reach $2000, you enter the catastrophic coverage phase and pay nothing for Part D covered drugs.

Additional Benefits IconAdditional Benefits

The Humana Fully Integrated H1036-280 (HMO D-SNP) plan offers comprehensive coverage with no copays for many services, including inpatient and outpatient hospital services, primary care, preventive services, and many diagnostic and radiological services. The plan also provides coverage for hearing and vision services with no copays, but with some limitations on specific types of hearing aids and eyewear upgrades. Dental services are covered with no copay, up to a maximum annual benefit of $5,000. This plan includes additional benefits such as ambulance and transportation services, with no copay for ground ambulance and a 20% coinsurance for air ambulance, and transportation to health-related locations. There is also coverage for home health services, medical equipment, and dialysis services, all with no copay. Additionally, the plan covers acupuncture with no copay, up to 25 treatments per year, and provides an over-the-counter (OTC) allowance of $1200 per year.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, with no copay for Medicare-covered stays and no coinsurance. Additional Days for Inpatient Hospital-Acute are covered with no copay, while Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric, are not covered.

Outpatient Services See details

Outpatient Services, including Outpatient Hospital Services, Observation Services, Ambulatory Surgical Center (ASC) Services, Outpatient Substance Abuse Services, and Outpatient Blood Services, are covered with no copay.

Partial Hospitalization See details

Partial Hospitalization is covered with no copay. Prior authorization is required.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Humana Fully Integrated H1036-280 (HMO D-SNP) plan, with no copay for Ground Ambulance Services, and a 20% coinsurance for Air Ambulance Services. Transportation Services to a plan-approved health-related location are covered, with 4 one-way trips per year, and no copay.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services and Worldwide Emergency Coverage have a $75 copay, while Urgently Needed Services has no copay; all services have no coinsurance.

Primary Care See details

Primary Care, including Primary Care Physician Services, Chiropractic Services, Occupational Therapy Services, Physician Specialist Services, Mental Health Specialty Services, Podiatry Services, Other Health Care Professional, Psychiatric Services, Physical Therapy and Speech-Language Pathology Services, Additional Telehealth Benefits, and Opioid Treatment Program Services, are covered. There is no copay for Primary Care Physician Services, Chiropractic Services, and Physical Therapy and Speech-Language Pathology Services. The plan also covers Routine Chiropractic Care, with a limit of 12 visits per year, and no copay.

Preventive Services See details

The Humana Fully Integrated H1036-280 (HMO D-SNP) plan covers preventive services, including annual physical exams with no copay. The plan also covers additional preventive services, kidney disease education services, and other preventive services, with various services having no copay.

Hearing Services See details

Hearing exams, including routine hearing exams and fitting/evaluation for hearing aids, are covered with no copay. Prescription hearing aids (all types) are covered with no copay, but prescription hearing aids - inner ear, outer ear, and over the ear are not covered, and OTC hearing aids are not covered.

Vision Services See details

Vision Services are covered, including eye exams and eyewear. Eye exams and eyewear have no copay, but eyeglass lenses, eyeglass frames, and upgrades are not covered.

Dental Services See details

The Humana Fully Integrated H1036-280 (HMO D-SNP) plan covers dental services, including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), and other preventive dental services with no copay. This plan offers a maximum benefit of $5,000 per year. Fluoride treatment and orthodontics are not covered, while maxillofacial prosthetics and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs. There is no copay for Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs.

Dialysis Services See details

Dialysis Services are covered by the Humana Fully Integrated H1036-280 (HMO D-SNP) plan. There is no copay for dialysis services, but prior authorization and a doctor referral are required.

Medical Equipment See details

Medical Equipment, including Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment, is covered by this plan. DME has no coinsurance and no copay. Prosthetic Devices and Medical Supplies have no coinsurance and no copay, but other services may have a copay. Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts have no coinsurance and no copay. Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services, including all diagnostic services, diagnostic procedures/tests, lab services, and all radiological services are covered. Diagnostic Procedures/Tests have no copay, Lab Services have no copay, Diagnostic Radiological Services have no copay, Therapeutic Radiological Services have no copay, and Outpatient X-Ray Services have no copay.

Home Health Services See details

Home Health Services are covered by the Humana Fully Integrated H1036-280 (HMO D-SNP) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the specific services of Cardiac Rehabilitation, Intensive Cardiac Rehabilitation, Pulmonary Rehabilitation, and SET for PAD Services are not covered. Prior authorization and a doctor's referral are required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) benefits are covered, but details about the copay are not provided. Additional days beyond Medicare-covered for SNF and non-Medicare-covered stays for SNF are not covered.

Other Services See details

The Humana Fully Integrated H1036-280 (HMO D-SNP) plan covers acupuncture with no copay, up to 25 treatments per year, and requires prior authorization. Over-the-counter (OTC) items are covered up to $1200 per year, including nicotine replacement therapy and Naloxone. A meal benefit is also covered with no copay and requires prior authorization. Other services like Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, and Private Duty Nursing Services are not covered.

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