Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) in 2025, please refer to our full plan details page.
Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) is a HMO D-SNP plan offered by Humana Inc. available for enrollment in 2025 to people living in Counties: LAK, MRN, ORA, OSC, SEM, SUM. This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $560.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $3400.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan has a $560.00 deductible. During the initial coverage phase, you will pay a copay or coinsurance for your prescriptions. For example, you'll pay no copay for preferred generic drugs at a standard pharmacy, but $20.00 copay for the same drug through standard mail order. Once your total drug costs reach $2000.00, you enter the catastrophic coverage phase, where you will pay nothing for your covered Part D drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit.
The Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan offers a wide range of benefits with no copay, including primary care, preventive services, hearing, vision, and dental care, as well as outpatient services and home health services. Emergency services have a $50 copay, and ground ambulance services have a copay between $0 and $100. This plan also covers inpatient hospital stays with no copay, and provides coverage for services like home infusion, dialysis, medical equipment, and diagnostic services, all with no copay. Additionally, the plan includes coverage for transportation, and other services such as acupuncture, over-the-counter items, and a meal benefit.
Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, with no copay for Medicare-covered stays. Additional Days for Inpatient Hospital-Acute are covered with no copay, while Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute are not covered, and Additional Days for Inpatient Hospital Psychiatric and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are also not covered.
Outpatient Services, including all outpatient hospital services, observation services, ambulatory surgical center services, outpatient substance abuse services, and outpatient blood services, are covered under this plan. Outpatient hospital services, observation services, ambulatory surgical center services, and outpatient blood services have no copay, while outpatient substance abuse services have no copay for individual and group sessions.
Partial Hospitalization is covered by the Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan, with a $0 copay. Prior authorization is required.
Ambulance and Transportation Services are covered by Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP). Ground ambulance services have a copay between $0 and $100, while air ambulance services have a 20% coinsurance. Transportation Services to plan-approved health-related locations are covered with no copay, up to 50 one-way trips per year, but transportation services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered under the Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan. Emergency Services have a $50 copay, Urgently Needed Services have no copay, and Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation each have a $50 copay.
The Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan covers primary care physician services, chiropractic services, occupational therapy services, physician specialist services, mental health specialty services, podiatry services, other health care professional services, psychiatric services, physical therapy and speech-language pathology services, additional telehealth benefits, and opioid treatment program services. Primary care physician services, physician specialist services, and additional telehealth benefits have no copay. Mental health specialty services, podiatry services, other health care professional services, psychiatric services, and opioid treatment program services have a $0 copay.
The Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan covers preventive services, including an annual physical exam with no copay. Additional preventive services, along with kidney disease education services, and other preventive services such as glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following a Welcome Visit, are covered with no copay. Additional sessions of smoking and tobacco cessation counseling, wigs for hair loss related to chemotherapy, In-Home Support Services, and Fitness Benefit are also covered with no copay. Health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, weight management programs, alternative therapies, therapeutic massage, adult day health services, nutritional/dietary benefits, home-based palliative care, support for caregivers of enrollees, enhanced disease management, telemonitoring services, remote access technologies, home and bathroom safety devices and modifications, and counseling services are not covered.
Hearing Services include hearing exams with no copay, routine hearing exams with no copay, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids are covered, but the copay is up to $1299 for prescription hearing aids of all types, while prescription hearing aids for the inner ear, outer ear, and over the ear are not covered. OTC hearing aids are not covered.
Vision services include eye exams and eyewear. Routine eye exams and eyewear, including contact lenses and eyeglasses (lenses and frames), are covered with no copay. Eyeglass lenses, eyeglass frames, and upgrades are not covered.
Dental services are covered, with a $4,000 annual maximum. Oral exams, dental x-rays, other diagnostic services, prophylaxis (cleaning), and other preventive services have no copay. Restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery are covered with no copay, but some services have limits on the number of visits. Fluoride treatment, maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, and require prior authorization. The plan covers Medicare Part B Insulin Drugs, Medicare Part B Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs with no copay.
Dialysis Services are covered under the Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan. There is no copay for dialysis services, but prior authorization and a doctor referral are required.
Medical Equipment benefits are covered, including Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. There is no coinsurance for any of these services. Durable Medical Equipment, Prosthetic Devices, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts have no copay, while Prosthetics/Medical Supplies have a copay for Medicare-covered Prosthetic Devices and Medical Supplies. Durable Medical Equipment for use outside the home is not covered.
Diagnostic and Radiological Services are covered by the Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan. Diagnostic Procedures/Tests have no copay, while Lab Services have no copay. Diagnostic Radiological Services and Therapeutic Radiological Services have no copay. Outpatient X-Ray Services have no copay.
Home Health Services are covered by the Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan with no copay and no coinsurance. However, additional hours of care and personal care services are not covered.
Cardiac Rehabilitation Services are not covered by the Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) plan. This includes Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services.
Skilled Nursing Facility (SNF) services are covered, but the specific cost-sharing details are not provided. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.
Other Services include acupuncture, over-the-counter (OTC) items, and a meal benefit. Acupuncture has no copay and is limited to 25 treatments per year, while OTC items have a maximum benefit coverage of $1500 per year, and the meal benefit has no copay. Many other services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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