Wellcare Dual Access Sync (HMO D-SNP)

Wellcare Dual Access Sync (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select counties in FL. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that Wellcare Dual Access Sync (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Access Sync (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Access Sync (HMO D-SNP) prescription drug plan has an annual drug deductible of $615. Under this plan, you will pay no copay for Tier 1 preferred generics and Tier 6 select care drugs when filling prescriptions at preferred pharmacies. Tier 2 generic medications are also highly affordable, with copays starting at $14 for a one-month supply at preferred pharmacies and no copay for a three-month preferred mail order. For brand-name and specialty prescriptions, Tier 3 preferred brands require a 20% coinsurance, while Tier 5 specialty drugs carry a 25% coinsurance. Tier 4 non-preferred drugs require a $100 copay for a one-month supply at both preferred and standard pharmacies. Standard pharmacies and standard mail order options are available across most tiers but typically result in higher out-of-pocket costs than preferred services.

Additional Benefits

The Wellcare Dual Access Sync (HMO D-SNP) plan offers comprehensive medical coverage with no copay for primary care visits, home health services, and preventive care like annual physicals. Inpatient hospital stays require a $1,880 copay per admission with no coinsurance, while outpatient services, diagnostics, and dialysis generally have no copay and a 20% coinsurance. Emergency care is available with a $115 copay, which is waived if you are admitted, and urgent care visits require a $40 copay. For supplemental care, the plan features dental benefits with no copay or coinsurance up to a $5,000 annual limit, alongside a $400 yearly eyewear allowance and up to two covered hearing aids per year. Skilled nursing facility stays have no copay for days 1 to 20 and 71 to 100, though days 21 to 70 require a $218 daily copay. Additionally, members benefit from no copays or coinsurance on over-the-counter items, chronic illness meals, and up to 36 one-way transportation trips per year.