CareBreeze (HMO C-SNP)

CareBreeze (HMO C-SNP) is a HMO C-SNP plan offered by Humana Inc. available for enrollment in 2026 to people living in Select Counties in Florida. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that CareBreeze (HMO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about CareBreeze (HMO C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The CareBreeze (HMO C-SNP) Medicare prescription drug plan features an annual drug deductible of $615. You can save on healthcare costs with no copay for Tier 1 preferred generics, Tier 2 generics, and Tier 6 select care drugs when utilizing standard pharmacies or preferred mail order options. For standard mail order delivery, Tier 1 drugs cost $2 to $6, while Tier 2 drugs range from $16 to $48. For Tier 3 preferred brand-name drugs, you will pay a $40 copay for a one-month supply at standard pharmacies and through preferred mail order. Higher-tier medications require coinsurance, with Tier 4 non-preferred drugs carrying a 50% coinsurance and Tier 5 specialty drugs requiring a 25% coinsurance. This plan structure provides clear options for managing your prescription costs through preferred and standard pharmacies.

Additional Benefits

The CareBreeze (HMO C-SNP) plan offers comprehensive medical coverage with highly affordable out-of-pocket costs, featuring no copay for primary care visits, home health services, and standard laboratory or diagnostic radiology tests. For hospital stays, members pay a $50 copay for days 1 through 5 of inpatient care and no copay for days 6 through 90, with no coinsurance required. Outpatient services and specialist visits are also highly accessible, requiring either no copay or a minimal $10 copay for most consultations and therapy sessions. This plan also includes valuable supplemental benefits such as no copay for routine dental, vision, and hearing exams, alongside a $200 annual allowance for eyewear and covered transportation for up to 26 one-way trips. While durable medical equipment and dialysis services require a 10% to 20% coinsurance, members pay no copay or coinsurance for routine diabetic supplies, annual physicals, and select over-the-counter items. Additionally, emergency care is covered with a $140 copay, which is waived if you are admitted to the hospital within 24 hours.