Wellcare Dual Liberty (HMO-POS D-SNP)

Wellcare Dual Liberty (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select Counties in OH. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generics and Tier 2 generics, copays start as low as $18 and $19 respectively for a one-month supply at preferred pharmacies, with no copay required for three-month supplies filled via preferred mail order. Additionally, Tier 6 select care drugs are available with no copay when filled at a preferred pharmacy or through preferred mail order. For brand-name and specialty medications, this plan utilizes coinsurance, requiring a flat 25% coinsurance for Tier 3 preferred brands and Tier 5 specialty drugs. Tier 4 non-preferred drugs carry a $100 copay for a one-month supply at both preferred and standard pharmacies. Standard pharmacies and standard mail orders generally require slightly higher copays, ranging up to $300 for a three-month supply of Tier 4 drugs.

Additional Benefits

The Wellcare Dual Liberty (HMO-POS D-SNP) offers comprehensive medical coverage where many outpatient services, specialist visits, and diagnostic tests require no copay but are subject to a 20% coinsurance. Inpatient hospital stays require a $1,735 copay per stay, while emergency room visits have a $115 copay that is waived if you are admitted within 24 hours. Skilled nursing facility stays and home health services are also covered, with no copay or coinsurance required for home health care. This plan also features robust supplemental benefits at no copay or coinsurance, including up to $5,000 yearly for preventive and comprehensive dental care, a $600 annual eyewear allowance, and up to $1,500 per ear annually for prescription hearing aids. Additionally, members receive no-copay over-the-counter items, home-meal benefits, and up to 54 one-way transportation trips per year to plan-approved locations. Medicare Part B insulin is also covered with a flat $35 copay and no coinsurance.