Wellcare Dual Liberty (HMO-POS D-SNP)

Wellcare Dual Liberty (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select Counties in OH. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty (HMO-POS D-SNP) Medicare plan features an annual drug deductible of $500. For Tier 1 preferred generic drugs, copays start as low as $18 for a one-month supply at a preferred pharmacy, with no copay for a three-month supply filled via preferred mail order. Tier 2 generic drug copays start at $19, and similarly offer no copay for a three-month supply through preferred mail order. Brand-name and specialty medications under this plan are subject to coinsurance rather than set copays, including 20% coinsurance for Tier 3 preferred brands and 32% coinsurance for Tier 4 non-preferred drugs. Tier 5 specialty drugs require a 25% coinsurance for a one-month supply. Additionally, Tier 6 select care drugs are covered with no copay across all standard and preferred pharmacies and mail-order options.

Additional Benefits

The Wellcare Dual Liberty (HMO-POS D-SNP) plan offers comprehensive medical coverage, featuring no copay and a 20% coinsurance for most outpatient, primary care, specialist, and diagnostic services. Inpatient hospital stays require a $1,775 copay per stay, while skilled nursing facility stays are covered with no copay for days 1 to 20 and days 71 to 100. Emergency care is available with a $115 copay, which is waived if you are admitted to the hospital. Additionally, the plan provides valuable supplemental benefits including dental, vision, and hearing care, many of which feature no copay and no coinsurance. Members can take advantage of up to 24 free one-way transportation trips to plan-approved locations, alongside allowances for eyewear, hearing aids, and over-the-counter items. Home health services and chronic illness meal benefits are also fully covered with no copay and no coinsurance.