Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Wellcare Assist (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Wellcare Assist (HMO-POS) in 2026, please refer to our full plan details page.
This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.
Wellcare Assist (HMO-POS) is a HMO-POS plan offered by Buckeye Community Health Plan, Inc. available for the 2026 plan year to people living in Statewide in OH. This plan received an overall rating of 3 out of 5 stars in 2026.
It's important to know that Wellcare Assist (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Wellcare Assist (HMO-POS).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Wellcare Assist (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $30.10. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
Health deductible: information not available.
This plan has a $615.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4700.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $4700.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.
The Wellcare Assist (HMO-POS) plan features an annual prescription drug deductible of $615. Select Care Drugs in Tier 6 are highly accessible with no copay across all preferred and standard retail pharmacies as well as mail-order services. For Tier 1 Preferred Generics and Tier 2 Generics, copays start as low as $18 and $19 respectively for a one-month supply at preferred pharmacies, with no copay for a three-month supply filled through preferred mail order. Tier 3 Preferred Brand drugs require a 22% coinsurance, while Tier 5 Specialty drugs carry a 25% coinsurance for a one-month supply. Non-Preferred Drugs in Tier 4 have a flat copay starting at $100 for a one-month supply at both preferred and standard pharmacies. Utilizing preferred pharmacies and preferred mail-order options generally offers the lowest out-of-pocket costs for your prescription medications under this plan.
The Wellcare Assist (HMO-POS) plan offers comprehensive healthcare coverage with no copay and no coinsurance for primary care visits, home health services, and routine preventive care. For specialist visits, patients can expect low copays ranging from $5 to $25 with no coinsurance, while inpatient hospital stays require a $350 daily copay for the first seven days. Outpatient services and diagnostic tests are also highly accessible, featuring no coinsurance and copays starting at no copay. This plan also features excellent supplemental benefits, including dental coverage with no copay up to a $5,000 annual limit and a $300 annual allowance for routine eyewear. Members benefit from a $750 annual prescription hearing aid allowance per ear with no copay, as well as reimbursement for over-the-counter items. While many services feature no copay, some specialized needs like durable medical equipment and dialysis require a twenty percent coinsurance.
Wellcare Assist (HMO-POS) covers inpatient acute hospital stays with no coinsurance and a $350 daily copay for days 1 to 7, followed by no copay for days 8 to 100. Inpatient psychiatric care is covered with no coinsurance and a $325 daily copay for days 1 to 7, then no copay for days 8 to 90, though upgrades and non-Medicare-covered stays are not covered.
Wellcare Assist (HMO-POS) outpatient services are covered with no coinsurance, featuring copays ranging from no copay to $400 for outpatient hospital services and $130 to $400 per stay for observation services. Ambulatory surgical center services require a $245 copay with no coinsurance, while outpatient substance abuse sessions carry a $25 copay and outpatient blood services have no copay or coinsurance.
Partial hospitalization is covered by Wellcare Assist (HMO-POS) with a $140.00 copay and no coinsurance. Prior authorization is required for this benefit.
Wellcare Assist (HMO-POS) covers ground and air ambulance services with a $300 copay and no coinsurance, which require prior authorization and are not waived upon hospital admission. Routine transportation services to health-related locations are not covered under this plan.
Wellcare Assist (HMO-POS) covers emergency services with a $130 copay and urgently needed services with a $50 copay, both with no coinsurance and copays waived if admitted within 24 hours. Worldwide emergency and urgent services are partially covered up to a $50,000 maximum with a $130 copay and no coinsurance, but worldwide emergency transportation is not covered.
Wellcare Assist (HMO-POS) offers primary care physician services with no copay and no coinsurance, while specialist, mental health, and therapy services require copays ranging from $5 to $25 and no coinsurance. These benefits are partially covered, as podiatry services and non-routine chiropractic services are not covered.
Wellcare Assist (HMO-POS) covers preventive services, offering annual physical exams, alternative therapies, memory fitness, and routine screenings with no copay and no coinsurance, while kidney disease education has no copay and a 20% coinsurance. This benefit is partially covered because several services are not covered, including health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, readmission prevention, chemotherapy wigs, weight management, therapeutic massage, adult day health, nutritional/dietary benefits, home-based palliative care, in-home support, caregiver support, additional smoking cessation counseling, enhanced disease management, telemonitoring, home safety modifications, and counseling.
Wellcare Assist (HMO-POS) covers hearing services with no deductible, offering Medicare-covered exams for a $25 copay and no coinsurance, and annual routine exams and fitting evaluations with no copay and no coinsurance. Prescription hearing aids are covered up to $750 per ear annually with no copay or coinsurance, but OTC hearing aids and inner-ear, outer-ear, and over-the-ear prescription models are not covered.
Wellcare Assist (HMO-POS) offers partially covered vision services with no deductible, featuring no copay and no coinsurance for one annual routine eye exam and various eyewear options. While other eye exam services are not covered, members receive up to a $300 annual maximum allowance for covered contacts, eyeglasses, frames, lenses, and upgrades.
Wellcare Assist (HMO-POS) provides partially covered dental services, featuring a $25 copay and no coinsurance for Medicare-covered dental, and no copay and no coinsurance for preventive and most comprehensive services up to a $5,000 annual limit. Maxillofacial prosthetics, implant services, and orthodontics are not covered.
Wellcare Assist (HMO-POS) covers home infusion bundled services with no copay and no coinsurance, though prior authorization is required. Under this benefit, Medicare Part B insulin drugs require a $35 copay and no coinsurance, while chemotherapy, radiation, and other Part B drugs have no copay and 0% to 20% coinsurance.
Dialysis services are covered by the Wellcare Assist (HMO-POS) plan with no copay and a 20% coinsurance.
Wellcare Assist (HMO-POS) covers durable medical equipment (DME), prosthetics, and diabetic therapeutic shoes with no copay and a 20% coinsurance. Diabetic supplies are covered with no copay, and prior authorization is required for these medical equipment benefits.
Wellcare Assist (HMO-POS) covers diagnostic and radiological services, with prior authorization required for all services. Diagnostic tests and lab services feature no coinsurance, with lab services requiring no copay and diagnostic tests ranging from no copay to a $30 copay. Radiological services involve a $35 copay plus coinsurance for X-rays, copays starting at $0 for diagnostic radiology, and a minimum 20% coinsurance plus a copay for therapeutic radiology.
Home health services are covered under the Wellcare Assist (HMO-POS) plan with no copay and no coinsurance, although prior authorization is required.
Wellcare Assist (HMO-POS) does not cover Cardiac Rehabilitation Services, including standard cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation.
Wellcare Assist (HMO-POS) covers Skilled Nursing Facility (SNF) stays with no coinsurance, featuring no copay for days 1 through 20 and days 51 through 100, and a $218 daily copay for days 21 through 50. Prior authorization is required, and additional days beyond the Medicare-covered 100 days are not covered.
Wellcare Assist (HMO-POS) partially covers other services, offering over-the-counter (OTC) items via reimbursement with no copay and no coinsurance. Acupuncture, meal benefits, and other additional services are not covered.
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
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