UHC Nursing Home Plan MN-F001 (PPO I-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Nursing Home Plan MN-F001 (PPO I-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Nursing Home Plan MN-F001 (PPO I-SNP) in 2025, please refer to our full plan details page.

This summary reflects 2025 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.

UHC Nursing Home Plan MN-F001 (PPO I-SNP) is a PPO I-SNP plan offered by UnitedHealth Group, Inc. available for the 2025 plan year to people living in Select Counties in Minnesota. This plan received an overall rating of 4.5 out of 5 stars in 2025.

It's important to know that UHC Nursing Home Plan MN-F001 (PPO I-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Nursing Home Plan MN-F001 (PPO I-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Nursing Home Plan MN-F001 (PPO I-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Nursing Home Plan MN-F001 (PPO I-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $50.60. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $0.60. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $4200.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $4200.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

This plan has a Maximum Out-Of-Pocket cost of $7800.00 (in-network and out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $7800.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care are covered and will have a copay of $0.00 - $40.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Nursing Home Plan MN-F001 (PPO I-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.

Drug Coverage IconDrug Coverage

The UHC Nursing Home Plan MN-F001 (PPO I-SNP) has a $590 deductible for prescription drugs. After the deductible, the plan covers drugs, but the specific cost-sharing amounts for each tier are not available in this summary. Once your total drug costs reach $2000, you enter the next coverage phase. After your yearly out-of-pocket drug costs reach $2000, you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The UHC Nursing Home Plan MN-F001 (PPO I-SNP) offers a range of benefits, including coverage for inpatient and outpatient services, and a variety of specialist services. You'll have no copay for services like primary care, preventive services, and home health, with a $2,000 copay for inpatient hospital stays, and a $110 copay for emergency services. The plan includes vision and dental benefits, with no copay for routine eye exams and oral exams, and a yearly maximum of $3,250 for dental services. You can also expect coverage for hearing services, medical equipment, and home infusion, with varying copays and coinsurance amounts for specific services.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, with a copay of $2,000 for a Medicare-covered stay. Additional days, non-Medicare-covered stays, and upgrades for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for Outpatient Hospital Services with a coinsurance of 0% to 20%, Observation Services with a 20% coinsurance, Ambulatory Surgical Center (ASC) Services with a coinsurance between 0% and 20%, Outpatient Substance Abuse Services with a coinsurance between 0% and 20%, and Outpatient Blood Services with a coinsurance of 0% to 20%. Prior authorization is required for these services.

Partial Hospitalization See details

Partial Hospitalization is covered with no copay. Prior authorization is required.

Ambulance and Transportation Services See details

Ambulance and Transportation Services includes coverage for all ambulance services with 20% coinsurance for both ground and air ambulance services. Transportation Services to a plan-approved health-related location are covered with no copay, up to 36 one-way trips per year, but Transportation Services to any health-related location is not covered.

Emergency Services See details

Emergency Services are covered under the UHC Nursing Home Plan MN-F001 (PPO I-SNP), with a $110 copay and no coinsurance. Urgently Needed Services are covered with a copay between $0 and $40, and no coinsurance, while Worldwide Emergency Services are not covered.

Primary Care See details

The UHC Nursing Home Plan MN-F001 (PPO I-SNP) plan covers primary care physician services with no copay. Chiropractic services are covered with a 0-20% coinsurance, and occupational therapy services are covered with no coinsurance and no copay. Physician specialist services and mental health specialty services are covered with a 0-20% coinsurance, and podiatry services are covered with a 0-20% coinsurance and no copay. Other health care professional services, psychiatric services, physical therapy and speech-language pathology services, additional telehealth benefits, and opioid treatment program services are covered with no copay.

Preventive Services See details

The UHC Nursing Home Plan MN-F001 (PPO I-SNP) covers preventive services, including an annual physical exam with no copay. Additional preventive services are covered, but the copay is listed elsewhere in the plan details, and some services such as health education, in-home safety assessments, and others are not covered.

Hearing Services See details

Hearing Services include hearing exams and prescription hearing aids, with routine hearing exams covered at no copay and no coinsurance, and prescription hearing aids covered with a maximum benefit of $2500 per year. Fitting/evaluation for hearing aids, prescription hearing aids - inner ear, prescription hearing aids - outer ear, and prescription hearing aids - over the ear are not covered, while OTC hearing aids are covered with no copay.

Vision Services See details

The UHC Nursing Home Plan MN-F001 (PPO I-SNP) plan covers vision services, including routine eye exams with no copay and a coinsurance between 0% and 20%, and eyewear with a combined maximum plan benefit coverage of $300 per year. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

The UHC Nursing Home Plan MN-F001 (PPO I-SNP) plan covers dental services with a yearly maximum of $3,250, and includes no copay for oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, implant services, and oral and maxillofacial surgery. Orthodontics is not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay and 0-20% coinsurance, and Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs with 0-20% coinsurance. Prior authorization is required.

Dialysis Services See details

Dialysis Services are covered by the UHC Nursing Home Plan MN-F001 (PPO I-SNP) and require prior authorization. You will pay between 0% and 20% coinsurance for these services.

Medical Equipment See details

Medical Equipment is covered, including Durable Medical Equipment (DME) with a 20% coinsurance, Prosthetics/Medical Supplies with a 20% coinsurance, and Diabetic Equipment with a 20% coinsurance for both Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts. Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services, including Diagnostic Procedures/Tests, Lab Services, Diagnostic Radiological Services, Therapeutic Radiological Services, and Outpatient X-Ray Services, are covered. Lab Services and Outpatient X-Ray Services have no copay, while Diagnostic Procedures/Tests, Diagnostic Radiological Services, and Therapeutic Radiological Services have a coinsurance of at most 20%.

Home Health Services See details

Home Health Services are covered by the UHC Nursing Home Plan MN-F001 (PPO I-SNP) with no copay and no coinsurance. However, additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but not covered in practice because none of the sub-services are covered. Prior authorization is required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the UHC Nursing Home Plan MN-F001 (PPO I-SNP), with no copay for days 1-100. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services provides coverage for Over-the-Counter (OTC) Items with no copay. Acupuncture, Meal Benefit, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

Plan Providers IconPlan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

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