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UHC Complete Care CO-2P (HMO-POS C-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for UHC Complete Care CO-2P (HMO-POS C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on UHC Complete Care CO-2P (HMO-POS C-SNP) in 2026, please refer to our full plan details page.
UHC Complete Care CO-2P (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in El Paso County. This plan received an overall rating of 4.5 out of 5 stars in 2026.
It's important to know that UHC Complete Care CO-2P (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
UHC Complete Care CO-2P (HMO-POS C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about UHC Complete Care CO-2P (HMO-POS C-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For UHC Complete Care CO-2P (HMO-POS C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $440.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4000.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for UHC Complete Care CO-2P (HMO-POS C-SNP)
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Drug Coverage
The UHC Complete Care CO-2P (HMO-POS C-SNP) Medicare plan features an annual drug deductible of $440. Under this plan, Tier 1 preferred generic drugs are available with no copay for both standard pharmacy and mail-order fills. Tier 2 generic medications carry a low $5 copay for a one-month supply at standard pharmacies, while a three-month preferred mail-order supply offers no copay. For higher-tier medications, costs are based on coinsurance percentages rather than flat copays. Tier 3 preferred brands carry a 21% coinsurance, Tier 4 non-preferred drugs require 42% coinsurance, and Tier 5 specialty drugs incur a 28% coinsurance. These cost-sharing rates apply to standard pharmacies as well as mail-order services.
Additional Benefits
The UHC Complete Care CO-2P (HMO-POS C-SNP) plan offers comprehensive medical coverage featuring no copay and no coinsurance for primary care visits, preventive services, and routine home health care. For inpatient hospital stays, you will pay a daily copay of $325 for days one through six, with no copay for days seven through 90. Emergency room visits require a $150 copay, which is waived if you are admitted, while outpatient services range from no copay to a $325 copay. This plan also includes key supplemental benefits to reduce out-of-pocket costs, such as routine dental, vision, and hearing exams with no copays. Vision benefits include up to a $200 allowance every two years for eyewear, and covered diagnostic dental services have no copay up to a $1,000 annual maximum. Additionally, members can access up to 12 one-way transportation trips per year and durable medical equipment with no copays, though some equipment requires a 20 percent coinsurance.
Inpatient Hospital See details
Inpatient hospital services are partially covered by UHC Complete Care CO-2P (HMO-POS C-SNP) with no coinsurance, requiring prior authorization. You pay a $325 daily copay for days 1 through 6 and no copay for days 7 through 90 for both acute and psychiatric stays, but upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers outpatient services with no coinsurance, including ambulatory surgical center and blood services with no copay. Outpatient hospital services require a copay of $0 to $325 ($325 daily for observation), while outpatient substance abuse services require a copay of $0 to $25 for individual sessions and $15 for group sessions.
Partial Hospitalization See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers partial hospitalization benefits with a $55.00 copay and no coinsurance. Prior authorization is required for these covered services.
Ambulance and Transportation Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers ground and air ambulance services with a $290 copay and no coinsurance per service. Transportation services are partially covered, providing up to 12 one-way trips per year to plan-approved locations with no copay or coinsurance, though transportation to any health-related location is not covered.
Emergency Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers emergency services with a $150 copay and no coinsurance, with the copay waived if admitted to the hospital within 24 hours. Urgently needed services require a copay of $0 to $65 and no coinsurance, while worldwide emergency, urgent, and transportation services are covered with no copay and no coinsurance.
Primary Care See details
UHC Complete Care CO-2P (HMO-POS C-SNP) offers primary care physician services and additional telehealth benefits with no copay and no coinsurance, while chiropractic services are not covered. Other essential services like specialist visits, physical therapy, and mental health sessions are covered with no coinsurance and copays ranging from $0 to $25.
Preventive Services See details
Preventive services are partially covered by UHC Complete Care CO-2P (HMO-POS C-SNP) with no copay and no coinsurance for covered benefits like annual physicals, fitness programs, and safety devices. However, the plan does not cover health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, readmission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, palliative care, in-home support, caregiver support, additional smoking cessation counseling, enhanced disease management, telemonitoring, remote access technologies, and counseling services.
Hearing Services See details
Hearing services are partially covered by UHC Complete Care CO-2P (HMO-POS C-SNP) with no deductibles and no coinsurance for all covered services. Routine hearing exams are covered with no copay, but fitting and evaluation exams are not covered; prescription hearing aids (copays of $199 to $1,249) and OTC hearing aids (copays of $199 to $829) are covered up to two devices yearly, though inner ear, outer ear, and over the ear prescription models are excluded.
Vision Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) offers partially covered vision services with no coinsurance and no deductible, including one routine eye exam per year with no copay. Covered eyewear has a $200 maximum limit every two years with no copay for contact lenses or frames and a $0 to $153 copay for lenses, while other eye exams, upgrades, and packaged eyeglasses (lenses and frames) are not covered.
Dental Services See details
Dental services are partially covered by UHC Complete Care CO-2P (HMO-POS C-SNP), with implant services and orthodontics not covered. Diagnostic and preventive dental services feature no copay and no coinsurance up to a $1,000 annual maximum, while Medicare-covered services require no copay and 20% coinsurance, and comprehensive services require no copay and 50% coinsurance.
Home Infusion bundled Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers home infusion bundled services with no copay, although prior authorization is required. Associated Medicare Part B drugs, including chemotherapy and radiation, feature no copay and a coinsurance ranging from no coinsurance to 20%, while Part B insulin has a $35 copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered by the UHC Complete Care CO-2P (HMO-POS C-SNP) plan with no copay and a 20% coinsurance, though prior authorization is required.
Medical Equipment See details
Medical equipment is covered by UHC Complete Care CO-2P (HMO-POS C-SNP) with no copays, though prior authorization is required for these services. Durable medical equipment, prosthetic devices, and medical supplies require a 20% coinsurance, while diabetic supplies and therapeutic shoes or inserts are available with no coinsurance.
Diagnostic and Radiological Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers diagnostic services with no coinsurance, featuring a $50 copay for tests and procedures and no copay for lab services. Covered radiological services require prior authorization and include outpatient X-rays for a $25 copay, diagnostic radiology with no copay, and therapeutic radiology with 20% coinsurance.
Home Health Services See details
Home Health Services are covered by UHC Complete Care CO-2P (HMO-POS C-SNP) with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) covers some Cardiac Rehabilitation Services with no coinsurance and no copay, although prior authorization is required. While some services are covered, specific benefits including cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) rehabilitation services are not covered.
Skilled Nursing Facility (SNF) See details
Skilled Nursing Facility (SNF) services are covered by UHC Complete Care CO-2P (HMO-POS C-SNP) with no coinsurance, featuring no copay for days 1 through 20 and a $218 daily copay for days 21 through 100. Prior authorization is required, and additional days beyond the standard 100-day Medicare benefit are not covered.
Other Services See details
UHC Complete Care CO-2P (HMO-POS C-SNP) partially covers other services, offering over-the-counter (OTC) items and chronic illness meal benefits with no copay and no coinsurance. Prior authorization is required for the meal benefit, while acupuncture is not covered.
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