Anthem I CareMore Chronic Care (HMO-POS C-SNP)

Anthem I CareMore Chronic Care (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in San Bernardino County. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Anthem I CareMore Chronic Care (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Anthem I CareMore Chronic Care (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Anthem I CareMore Chronic Care (HMO-POS C-SNP) plan offers an enhanced alternative drug benefit with an annual prescription drug deductible of $100.00. During the initial coverage phase, Tier 1 preferred generic drugs have no copay when filled at a preferred pharmacy or through standard mail, and a $10.00 copay at standard pharmacies. Tier 2 standard generics require a $45.00 copay at preferred pharmacies and standard mail, or a $47.00 copay at standard pharmacies. For higher-tier medications, Tier 3 preferred brands require a 30% coinsurance, Tier 4 non-preferred drugs require a 31% coinsurance, and Tier 5 specialty tier drugs have no copay. Once your annual out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and pay nothing for covered Part D prescription drugs. Additionally, individuals who qualify for the low-income subsidy can reduce their Part D premium to $0.00.

Additional Benefits

The Anthem I CareMore Chronic Care (HMO-POS C-SNP) plan offers comprehensive medical coverage with no copay or coinsurance for most primary care, specialist, and preventive visits. For inpatient hospital stays, members pay a low $25 daily copay for the first 10 days and no copay thereafter, while most outpatient services and home health visits are available with no copay. Emergency services require a $100 copay, which is waived upon admission, while urgently needed care features no copay. This plan also provides robust supplemental benefits, including no copay for routine dental, vision, and hearing exams, with generous annual allowances of up to $3,000 for dental and prescription hearing aids. Additionally, members can access up to 70 free one-way transportation trips to approved health locations and receive an $89 quarterly allowance for over-the-counter items. While diagnostic tests and home health care have no copay, certain services like dialysis and durable medical equipment may require up to a 20% coinsurance.