AARP Medicare Advantage from UHC CA-37 (HMO-POS)

AARP Medicare Advantage from UHC CA-37 (HMO-POS) is a HMO-POS plan offered by UHC of California available for the 2026 plan year to people living in Los Angeles County. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that AARP Medicare Advantage from UHC CA-37 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about AARP Medicare Advantage from UHC CA-37 (HMO-POS).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The AARP Medicare Advantage from UHC CA-37 (HMO-POS) plan features an Enhanced Alternative drug benefit with a $355.00 prescription drug deductible. During the initial coverage phase, Tier 1 preferred generic drugs have no copay at standard pharmacies, while Tier 2 standard generic drugs require an 18% coinsurance. For higher tiers, standard pharmacy costs include a 42% coinsurance for Tier 3 preferred brand drugs and a 29% coinsurance for Tier 4 non-preferred drugs. Once your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and pay nothing for Medicare Part D covered drugs. Additionally, if you qualify for the low-income subsidy, your Part D premium can be reduced from $75.00 to $63.00. This plan offers structured prescription drug coverage to help manage your healthcare expenses throughout the year.

Additional Benefits

The AARP Medicare Advantage from UHC CA-37 (HMO-POS) plan offers robust coverage with no copay and no coinsurance for many essential medical services, including inpatient hospital stays, primary and specialist doctor visits, and outpatient hospital services. For emergency care, members pay a $150 copay, which is waived if admitted, while ambulance rides require a $200 copay. Other outpatient care, such as partial hospitalization, carries a $55 copay, and skilled nursing facility stays require a $100 daily copay only for days 21 through 100. Routine dental, vision, and hearing exams are covered with no copays, though prescription hearing aids and eyeglass lenses require copayments. Durable medical equipment, dialysis, and therapeutic radiological services require a 20% coinsurance with no copay, while diabetic supplies are fully covered with no copay. Additionally, the plan provides up to 36 free one-way transportation trips per year to approved health locations and covers up to 20 acupuncture treatments with no copay.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.