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AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) in 2025, please refer to our full plan details page.

AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Los Angeles County. This plan received an overall rating of 3 out of 5 stars in 2025.

It's important to know that AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $50.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $255.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $800.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $90.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $20.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS)

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Drug Coverage IconDrug Coverage

The AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan has a $255.00 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance depending on the drug tier and the pharmacy you use. For example, for a standard generic drug, you will pay a $14.00 copay at a preferred pharmacy, or a $47.00 copay at a standard pharmacy. For preferred brand drugs, you will pay a $100.00 copay at any pharmacy. For non-preferred drugs, you will pay 30% coinsurance. Once your total drug costs reach $2000.00, you enter the catastrophic coverage phase where you pay nothing for your Part D covered drugs.

Additional Benefits IconAdditional Benefits

The AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan offers a wide array of benefits with varying cost-sharing. Many services, including primary care, preventive services, and vision exams, come with no copay. The plan also covers inpatient hospital stays, outpatient services, and home health services with no copay. This plan includes cost-sharing for some services, such as partial hospitalization, ambulance services, and emergency services, which have copays ranging from $15 to $150. Additionally, services like dialysis, and medical equipment have coinsurance requirements. Hearing aids and some prescription drugs also have associated costs, including copays and coinsurance.

Inpatient Hospital See details

Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric. For Inpatient Hospital-Acute, there is no copay for a Medicare-covered stay, and for additional days (91-999), there is also no copay; however, Non-Medicare-covered stays and upgrades are not covered. For Inpatient Hospital Psychiatric, there is also no copay for a Medicare-covered stay, but additional days and Non-Medicare-covered stays are not covered.

Outpatient Services See details

Outpatient Services, including outpatient hospital services, observation services, ambulatory surgical center services, outpatient substance abuse services, and outpatient blood services, are covered. Outpatient hospital services, observation services, ambulatory surgical center services, and outpatient blood services have no copay. Individual sessions for outpatient substance abuse have a copay between $0.00 and $25.00, while group sessions have a copay of $15.00.

Partial Hospitalization See details

Partial Hospitalization is covered by the AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan with a $55 copay and requires prior authorization and a doctor referral.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, including both ground and air ambulance services, each with a $150 copay. Transportation services to plan-approved health-related locations are covered with no copay, up to 24 one-way trips per year via taxi or medical transport, while transportation to any health-related location is not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan. Emergency Services have a $90 copay, while Urgently Needed Services have a copay between $0 and $20; Worldwide Emergency Services have a $0 copay for Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation.

Primary Care See details

The AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan offers primary care services with no copay, chiropractic services with no copay, occupational therapy services with a copay, physician specialist services with no copay, and mental health specialty services with a copay. Additionally, the plan covers podiatry services, other healthcare professional services, psychiatric services, physical therapy and speech-language pathology services with no copay, additional telehealth benefits with no copay, and opioid treatment program services with no copay.

Preventive Services See details

Preventive Services include coverage for Medicare-covered preventive services with no copay, an annual physical exam with no copay, and additional preventive services with varying copays. Health Education, In-Home Safety Assessment, Personal Emergency Response System, Medical Nutrition Therapy, Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies, and Counseling Services are not covered. This plan also covers Kidney Disease Education Services, Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit, all with no copay.

Hearing Services See details

Hearing exams are covered with no copay, while routine hearing exams are covered, with a limit of one exam per year, and no copay. Prescription hearing aids are covered, with a copay between $199 and $1249. OTC hearing aids are covered with a copay between $99 and $829, and a limit of 2 hearing aids per year. Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered.

Vision Services See details

Vision services include eye exams with no copay, and eyewear coverage, including contact lenses, eyeglass lenses, and eyeglass frames, all with no copay. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

Dental services include oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, and other preventive dental services with no copay. Orthodontic services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, implant services, and oral and maxillofacial surgery are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, but require prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay and a coinsurance between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, there is a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered by the AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan and require prior authorization and a doctor's referral. You will pay 20% coinsurance.

Medical Equipment See details

Medical Equipment, including Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment, is covered. DME and Prosthetic Devices have a 20% coinsurance, while Medical Supplies have a 20% coinsurance and Diabetic Supplies have no copay. Diabetic Therapeutic Shoes/Inserts also have a 20% coinsurance. Durable Medical Equipment for use outside the home is not covered.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services, including all diagnostic services, diagnostic procedures/tests, lab services, all radiological services, diagnostic radiological services, therapeutic radiological services, and outpatient X-Ray services, are covered. Diagnostic Procedures/Tests have no copay, while Lab Services and Outpatient X-Ray Services have no copay. Diagnostic Radiological Services have no copay, and Therapeutic Radiological Services have 20% coinsurance.

Home Health Services See details

Home Health Services are covered with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan. The plan does not cover Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, or SET for PAD Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan, but require prior authorization and a doctor's referral. There is no copay for days 1-20, and a $100 copay for days 21-100, and additional days beyond Medicare-covered SNF and non-Medicare-covered SNF stays are not covered.

Other Services See details

The AARP Medicare Advantage Giveback from UHC CA-19 (HMO-POS) plan covers acupuncture with no copay, up to 20 treatments per year, and over-the-counter (OTC) items with no copay, including nicotine replacement therapy and Naloxone. The plan does not cover meal benefits, dual eligible SNPs, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, private duty nursing, case management, institution for mental disease services, services in an intermediate care facility, tobacco cessation counseling, freestanding birth center services, respiratory care services, family planning services, nursing home services, home and community based services, personal care services, or self-directed personal assistance services.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

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