UHC Complete Care CA-27P (HMO-POS C-SNP)

UHC Complete Care CA-27P (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Kern County. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that UHC Complete Care CA-27P (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Complete Care CA-27P (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Complete Care CA-27P (HMO-POS C-SNP) Medicare plan features an annual prescription drug deductible of $355.00 and offers an Enhanced Alternative drug benefit. During the initial coverage phase, standard pharmacy costs include a $10.00 copay for Tier 1 preferred generics and 20% coinsurance for Tier 2 standard generics, while Tier 3 preferred brands require 44% coinsurance. Additionally, individuals who qualify for the Low-Income Subsidy benefit from no premium for Part D coverage. Once your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and will have no copay for Medicare Part D covered drugs. This transition ensures you pay nothing for covered Part D prescriptions once this threshold is met. Be sure to check the plan's formulary to verify the specific coverage and tiers for your prescriptions.

Additional Benefits

The UHC Complete Care CA-27P (HMO-POS C-SNP) plan offers robust medical coverage with no copay and no coinsurance for inpatient hospital stays, primary care visits, specialist consultations, and outpatient hospital services. Additionally, diagnostic tests, home health care, and medical equipment are covered with no copay or coinsurance, helping to minimize out-of-pocket costs. For emergency care, there is a $150 copay which is waived if you are admitted, while urgent care services range from no copay to a $65 copay. This plan also includes valuable supplemental benefits, such as routine dental, vision, and hearing exams with no copay, alongside a $3,000 annual limit for preventive dental care. While prescription hearing aids and eyewear lenses require copays, the plan supports your mobility with up to 36 one-way transportation trips per year to approved locations with no copay. For specialized care like skilled nursing facilities, you will pay no copay for the first 20 days, followed by a $100 daily copay for days 21 through 100.