UHC Dual Complete TN-S001 (HMO-POS D-SNP)

UHC Dual Complete TN-S001 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Unitedhealthcare Plan of the River Valley, Inc. available for the 2026 plan year to people living in State of Tennessee. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that UHC Dual Complete TN-S001 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete TN-S001 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete TN-S001 (HMO-POS D-SNP) Medicare plan features an annual drug deductible of $615. Under this plan, Tier 1 preferred generic drugs are available with no copay for both 1-month and 3-month supplies at standard pharmacies and standard mail order. For other drug tiers, including Tier 2 generics, Tier 3 preferred brands, Tier 4 non-preferred drugs, and Tier 5 specialty drugs, you will pay a 25% coinsurance for a 1-month supply. Additionally, Tier 2 and Tier 3 medications maintain this 25% coinsurance for 3-month supplies through standard pharmacies and standard mail order.

Additional Benefits

The UHC Dual Complete TN-S001 (HMO-POS D-SNP) offers comprehensive medical coverage with many services featuring no copay. Inpatient hospital stays require a $1,675 copayment per stay with no coinsurance, while outpatient hospital services and primary care visits feature no copay and coinsurance ranging from 0% to 20%. Emergency room visits have a $115 copay, which is waived if you are admitted, and urgent care services range from no copay up to a $40 copay. This plan also provides robust supplemental benefits, including home health and skilled nursing facility care with no copay and no coinsurance. Preventive dental, routine vision, and annual hearing exams are covered with no copay and no coinsurance, though annual maximum limits apply, such as $3,000 for dental care and $2,500 for hearing aids every two years. Additionally, members can access up to 100 free one-way transportation trips per year and receive select medical equipment with no copay and a 20% coinsurance.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.