Wellcare Dual Liberty Sync (HMO D-SNP)

Wellcare Dual Liberty Sync (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select counties in TX. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty Sync (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty Sync (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty Sync (HMO D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generic drugs, you will pay as little as a $4 copay for a one-month supply at preferred pharmacies, while Tier 2 generic drugs start at a $19 copay. You can also maximize your savings with no copay on three-month supplies of Tier 1 and Tier 2 medications when using preferred mail order. For higher-tier medications, Tier 3 preferred brands require a 20% coinsurance, while Tier 5 specialty drugs carry a 25% coinsurance for a one-month supply. Tier 4 non-preferred drugs have a flat $100 copay for a one-month supply at both standard and preferred pharmacies. Notably, this plan provides no copay for Tier 6 select care drugs regardless of whether you use standard, preferred, or mail-order pharmacies.

Additional Benefits

The Wellcare Dual Liberty Sync (HMO D-SNP) offers comprehensive healthcare coverage with predictable out-of-pocket costs, including inpatient hospital stays that require a copayment of $2,140 per admission and no coinsurance. For outpatient services, primary care, and specialist visits, members generally pay no copay and a 20% coinsurance. Emergency care is available with a $115 copay, while urgently needed services require a $40 copay, both featuring no coinsurance. This plan also features valuable supplemental benefits, such as dental care with no copay or coinsurance up to a $4,000 annual limit and vision services covering eyewear up to a $400 limit with a 20% coinsurance and no copay. Additionally, members benefit from hearing aid coverage up to $1,000 per ear with no copay or coinsurance, alongside 48 free one-way transportation trips per year to approved locations. Other perks include home health services, over-the-counter items, and chronic illness meals all provided with no copay and no coinsurance.