Wellcare Dual Liberty Sync (HMO D-SNP)

Wellcare Dual Liberty Sync (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select counties in TX. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty Sync (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty Sync (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty Sync (HMO D-SNP) plan features an annual drug deductible of $580. For maximum prescription savings, Tier 6 select care drugs have no copay across all pharmacies and mail-order services. Additionally, you can secure no copay on Tier 1 preferred generic and Tier 2 generic medications when ordering a three-month supply through a preferred mail-order pharmacy. For other drug tiers, one-month copays at preferred pharmacies start at $18 for Tier 1 preferred generics and $19 for Tier 2 generics. Tier 3 preferred brand drugs require a 20% coinsurance, while Tier 4 non-preferred drugs carry a $100 copay for a one-month supply. Specialty medications in Tier 5 are covered with a 25% coinsurance for a one-month supply.

Additional Benefits

The Wellcare Dual Liberty Sync (HMO D-SNP) offers comprehensive healthcare coverage, featuring no copays for primary, specialist, and outpatient care, though a 20% coinsurance generally applies. Inpatient hospital stays require a copay of $2,090 for acute care or $2,080 for psychiatric care with no coinsurance, while emergency room visits incur a $115 copay. Skilled nursing facility care is covered with no copay for days 1 to 20, and home health services are fully covered with no copay or coinsurance. This plan also provides valuable supplemental benefits, including preventive and comprehensive dental care up to $4,000 annually, routine eye exams, and prescription hearing aids up to $1,000 per ear with no copays. Additionally, members can access over-the-counter items and up to 48 one-way transportation trips to plan-approved locations with no copay or coinsurance. Diagnostic services, medical equipment, and dialysis are also covered, typically requiring no copay and a 15% to 20% coinsurance.