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Wellcare Giveback (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Wellcare Giveback (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Wellcare Giveback (HMO) in 2025, please refer to our full plan details page.

Wellcare Giveback (HMO) is a HMO plan offered by Centene Corporation available for enrollment in 2025 to people living in Select Counties in Texas. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that Wellcare Giveback (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Giveback (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Wellcare Giveback (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $133.60. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $5200.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $50.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $30.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Wellcare Giveback (HMO)

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Drug Coverage IconDrug Coverage

The Wellcare Giveback (HMO) plan has a $420 deductible for prescription drugs. Once you meet your deductible, you will pay a copay or coinsurance depending on the drug tier and pharmacy you use. For preferred generic drugs, you will have no copay at preferred and mail order pharmacies, and a $10 copay at standard pharmacies. For specialty tier drugs, you will have no copay at all pharmacies.

Additional Benefits IconAdditional Benefits

The Wellcare Giveback (HMO) plan offers coverage for a variety of services, including inpatient and outpatient care, with varying copays depending on the service. For instance, you'll pay a copay for inpatient hospital stays, with different rates for acute and psychiatric services. Outpatient services also have copays, while some services like primary care and preventive services have no copay. This plan also covers ambulance services with a copay, and emergency services with a $125 copay. The plan includes coverage for hearing and vision services, with copays for exams and no copay for routine exams. Additionally, dental services are covered with no copay for many services.

Inpatient Hospital See details

Inpatient Hospital benefits include coverage for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. For Inpatient Hospital-Acute, you pay a $375 copay for days 1-6, and no copay for days 7-90. For Inpatient Hospital Psychiatric, you pay a $370 copay for days 1-5, and no copay for days 6-90. Additional days, and non-medicare covered stays are not covered for either service.

Outpatient Services See details

The Wellcare Giveback (HMO) plan covers outpatient services, including outpatient hospital services with a copay between $0 and $400, and observation services with a copay between $125 and $400. Ambulatory Surgical Center (ASC) services have a $250 copay, outpatient substance abuse services have a $25 copay for individual and group sessions, and outpatient blood services have no copay.

Partial Hospitalization See details

Partial Hospitalization is covered by the Wellcare Giveback (HMO) plan, with a $105 copay. Prior authorization is required for coverage.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Wellcare Giveback (HMO) plan, with a $210 copay for both ground and air ambulance services and no coinsurance. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, including Urgently Needed Services and Worldwide Emergency Coverage, are covered under the Wellcare Giveback (HMO) plan. Emergency Services and Worldwide Emergency Coverage have a $125 copay, while Urgently Needed Services have a $30 copay; there is no coinsurance for any of these services. Worldwide Urgent Coverage has a $125 copay, while Worldwide Emergency Transportation is not covered.

Primary Care See details

The Wellcare Giveback (HMO) plan covers Primary Care Physician Services with no copay, Chiropractic Services with a $20 copay, Occupational Therapy Services with a $45 copay, Physician Specialist Services with a $50 copay, and Mental Health Specialty Services with a $25 copay for individual and group sessions. The plan also covers Physical Therapy and Speech-Language Pathology Services with a $40 copay, Additional Telehealth Benefits with a copay between $0 and $50, and Opioid Treatment Program Services with a $50 copay. However, Routine Chiropractic Care and Podiatry Services are not covered.

Preventive Services See details

Preventive Services are covered by the Wellcare Giveback (HMO) plan, including an annual physical exam with no copay. Additional preventive services are covered with no copay for Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit, and 20% coinsurance for Kidney Disease Education Services.

Hearing Services See details

Hearing Services include hearing exams, routine hearing exams, fitting/evaluation for hearing aids, prescription hearing aids, and OTC hearing aids. Hearing exams have a $50 copay, while routine hearing exams and fitting/evaluation for hearing aids have no copay for one visit per year. Prescription hearing aids have a maximum benefit of $350 per ear every year, with 2 annual visits and no copay for all types of prescription hearing aids except inner ear, outer ear, and over the ear prescription hearing aids. OTC hearing aids are not covered.

Vision Services See details

The Wellcare Giveback (HMO) plan covers vision services, including eye exams and eyewear. Eye exams have a copay between $0 and $50, and routine eye exams have no copay. Eyewear has no copay, with a combined maximum benefit of $200 per year, and includes coverage for contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades.

Dental Services See details

Dental services are covered, including Medicare Dental Services with a $50 copay, and other services such as oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, and other preventive dental services with no copay. Orthodontic, Restorative, Endodontics, Periodontics, Prosthodontics (removable and fixed), Maxillofacial Prosthetics, Implant Services, Oral and Maxillofacial Surgery, and Orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered by the Wellcare Giveback (HMO) plan. Medicare Part B Insulin Drugs have a $35 copay, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the Wellcare Giveback (HMO) plan, with a coinsurance between 20% and 20%.

Medical Equipment See details

Medical Equipment benefits are covered by the Wellcare Giveback (HMO) plan. Durable Medical Equipment (DME) has a 20% coinsurance, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices have a 20% coinsurance, and Medical Supplies have a 20% coinsurance. Diabetic Supplies have no copay, while Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services, including diagnostic procedures/tests, lab services, and radiological services, are covered. Diagnostic Procedures/Tests have a copay between $0 and $30, and Lab Services have no copay. Diagnostic Radiological Services have a copay up to $350, Therapeutic Radiological Services have 20% coinsurance, and Outpatient X-Ray Services have a $50 copay.

Home Health Services See details

Home Health Services are covered by the Wellcare Giveback (HMO) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover the sub-services, including Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services. There is a copay for these services; however, the exact amount is not specified in the provided information.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered with prior authorization. For days 1-20 and 61-100, there is no copay, but for days 21-60, the copay is $214.

Other Services See details

Other Services are not covered by the Wellcare Giveback (HMO) plan, including acupuncture, over-the-counter items, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services. No authorization or referral is required for these services.

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