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Wellcare Giveback (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Wellcare Giveback (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Wellcare Giveback (HMO) in 2025, please refer to our full plan details page.

Wellcare Giveback (HMO) is a HMO plan offered by Centene Corporation available for enrollment in 2025 to people living in Select Counties in Texas. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that Wellcare Giveback (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Giveback (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Wellcare Giveback (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $108.60. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $6400.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $50.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $30.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Wellcare Giveback (HMO)

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Drug Coverage IconDrug Coverage

The Wellcare Giveback (HMO) plan has a $420 deductible for prescription drugs. After the deductible is met, you will pay either a copay or coinsurance depending on the drug tier and pharmacy used. For preferred generic drugs, you will have no copay at preferred pharmacies and mail order, but pay a $10 copay at standard pharmacies. The coinsurance for other tiers ranges from 25% to 43%. After your yearly out-of-pocket drug costs reach $2000, you pay nothing for Medicare Part D covered drugs.

Additional Benefits IconAdditional Benefits

The Wellcare Giveback (HMO) plan offers a range of benefits with varying costs. The plan provides coverage for inpatient hospital stays, outpatient services, and emergency services, with copays ranging from $0 to $370 depending on the specific service. You will also find coverage for primary care, preventive services, hearing, vision, dental, and home health services, many of which have no copay. This plan also includes coverage for ambulance services, partial hospitalization, home infusion, and dialysis services. Additional benefits include coverage for durable medical equipment, diagnostic and radiological services, and skilled nursing facility stays. However, it's important to note that some services, such as certain preventive services and other services, are not covered.

Inpatient Hospital See details

Inpatient Hospital services are covered, with a copay of $370 for days 1-6 and no copay for days 7-90 for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric. Additional days, non-Medicare-covered stays, and upgrades for both Inpatient Hospital-Acute and Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services, including all outpatient hospital services, are covered. Outpatient Hospital Services have a copay of $0 - $350, Observation Services have a copay of $125 - $350, and Ambulatory Surgical Center (ASC) Services have a copay of $250. Outpatient Substance Abuse Services have a copay of $25 for both individual and group sessions, and Outpatient Blood Services have no copay.

Partial Hospitalization See details

Partial Hospitalization is covered by the Wellcare Giveback (HMO) plan, but requires prior authorization. You will have a $105 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered under the Wellcare Giveback (HMO) plan. Both ground and air ambulance services have a $235 copay, with no coinsurance. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage are covered by the Wellcare Giveback (HMO) plan. Emergency Services and Worldwide Emergency Coverage have a $125 copay, while Urgently Needed Services have a $30 copay; all have no coinsurance. Worldwide Urgent Coverage has a $125 copay, and Worldwide Emergency Transportation is not covered.

Primary Care See details

The Wellcare Giveback (HMO) plan covers primary care physician services with no copay, chiropractic services with a $20 copay, and occupational therapy services with a $45 copay. The plan also covers physician specialist services with a $50 copay, individual and group mental health and psychiatric sessions with a $25 copay, and physical therapy and speech-language pathology services with a $45 copay. Additionally, the plan offers additional telehealth benefits with a copay between $0 and $50, and opioid treatment program services with a $50 copay. Routine chiropractic care and podiatry services are not covered.

Preventive Services See details

Preventive Services include coverage for annual physical exams with no copay, and additional preventive services and other services. Additional preventive services, Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Home and Bathroom Safety Devices and Modifications, and Counseling Services are not covered. Kidney Disease Education Services have a 20% coinsurance. Other preventive services include coverage for Medicare-covered Glaucoma Screening, Medicare-covered Diabetes Self-Management Training, Medicare-covered Barium Enemas, Medicare-covered Digital Rectal Exams, and Medicare-covered EKG following Welcome Visit, all with no copay.

Hearing Services See details

Wellcare Giveback (HMO) covers hearing exams for a $50 copay, and routine hearing exams and fitting/evaluation for hearing aids with no copay. Prescription hearing aids (all types) are covered with no copay, but inner ear, outer ear, and over the ear prescription hearing aids are not covered. OTC hearing aids are not covered.

Vision Services See details

Vision services include eye exams and eyewear, with eye exams costing between $0 and $50, and eyewear with no copay. Routine eye exams are covered with no copay, and eyewear has a combined maximum benefit of $100 per year.

Dental Services See details

The Wellcare Giveback (HMO) plan covers Medicare dental services with a $50 copay, and other dental services including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, and other preventive dental services, all with no copay. Restorative services, endodontics, periodontics, prosthodontics, maxillofacial prosthetics, implant services, prosthodontics, oral and maxillofacial surgery, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered under the Wellcare Giveback (HMO) plan and require prior authorization. Medicare Part B Insulin Drugs have a $35 copay, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis services are covered under the Wellcare Giveback (HMO) plan. There is a 20% coinsurance for dialysis services.

Medical Equipment See details

The Wellcare Giveback (HMO) plan covers Durable Medical Equipment (DME) with 20% coinsurance and requires prior authorization, and covers Prosthetic Devices and Medical Supplies with 20% coinsurance. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for all diagnostic services, lab services with no copay, and radiological services. Diagnostic Procedures/Tests have a copay between $0 and $30, Diagnostic Radiological Services have a maximum copay of $300, Therapeutic Radiological Services have 20% coinsurance, and Outpatient X-Ray Services have a $50 copay.

Home Health Services See details

Home Health Services are covered by the Wellcare Giveback (HMO) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover the specific services of Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services. There is a copay for this benefit, but the specific amount is not listed.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Wellcare Giveback (HMO) plan. There is no copay for days 1-20 and days 71-100, but there is a $214 copay for days 21-70.

Other Services See details

Other services are not covered by the Wellcare Giveback (HMO) plan, including acupuncture, over-the-counter items, meal benefits, and more. This plan does not require authorization or referrals for additional services.

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