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Wellcare Giveback (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Wellcare Giveback (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Wellcare Giveback (HMO) in 2025, please refer to our full plan details page.

Wellcare Giveback (HMO) is a HMO plan offered by Centene Corporation available for enrollment in 2025 to people living in Select Counties in Texas. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that Wellcare Giveback (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Giveback (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Wellcare Giveback (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $113.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $6900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $50.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $30.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Wellcare Giveback (HMO)

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Drug Coverage IconDrug Coverage

The Wellcare Giveback (HMO) plan has a $420.00 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy you use. For preferred generic drugs, you will pay no copay if using preferred or mail-order pharmacies and $10.00 if using a standard pharmacy. For specialty tier drugs, there is no copay. The plan also includes coinsurance costs for other drug tiers.

Additional Benefits IconAdditional Benefits

The Wellcare Giveback (HMO) plan offers a range of benefits with varying cost-sharing. Inpatient hospital stays have copays, while outpatient services have copays that vary by service. Emergency services and primary care visits have copays, and preventive services like annual physical exams have no copay. The plan covers hearing, vision, and dental services, with copays for exams and specific services. Diagnostic, radiological, and home health services are covered with copays or coinsurance. The plan also covers home infusion, dialysis, and medical equipment with copays or coinsurance.

Inpatient Hospital See details

Inpatient Hospital benefits, including Acute and Psychiatric, are covered under the Wellcare Giveback (HMO) plan. For Inpatient Hospital-Acute, you will pay a $395 copay for days 1-5, and no copay for days 6-90; for Inpatient Hospital Psychiatric, you will pay a $370 copay for days 1-5, and no copay for days 6-90.

Outpatient Services See details

Outpatient services are covered by the Wellcare Giveback (HMO) plan, including outpatient hospital services with a copay between $0 and $350, observation services with a copay between $110 and $350, and ambulatory surgical center services with a $250 copay. Outpatient substance abuse services have a $40 copay for both individual and group sessions, and outpatient blood services have no copay.

Partial Hospitalization See details

Partial Hospitalization is covered by the Wellcare Giveback (HMO) plan, but requires prior authorization. You will have an $80 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Wellcare Giveback (HMO) plan. Ground and Air Ambulance Services have a $265 copay, with no coinsurance, while Transportation Services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage have a copay of $110, $30, and $110 respectively, with no coinsurance. Worldwide Urgent Coverage also has a copay of $110, with no coinsurance. Worldwide Emergency Transportation is not covered.

Primary Care See details

The Wellcare Giveback (HMO) plan covers primary care physician services with no copay. Chiropractic services have a $15 copay, while occupational therapy services have a $35 copay. Physician specialist services have a $50 copay. Mental health and psychiatric individual and group sessions all have a $40 copay, and physical therapy and speech-language pathology services have a $35 copay. Other health care professional services have a copay between $0 and $50. Additional telehealth services have a copay between $0 and $50. Opioid treatment program services have a $50 copay. Routine chiropractic care and podiatry services are not covered.

Preventive Services See details

Preventive Services include an annual physical exam with no copay. Other services like Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), and others are not covered.

Hearing Services See details

The Wellcare Giveback (HMO) plan covers hearing exams with a $50 copay, routine hearing exams with no copay, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids are covered up to $350 per year, with no copay for all types. OTC hearing aids are not covered.

Vision Services See details

The Wellcare Giveback (HMO) plan covers vision services including eye exams with a copay of $0-$50 and eyewear with no copay. Routine eye exams have no copay, and eyewear has a combined maximum benefit of $100 per year.

Dental Services See details

Dental services are covered, including Medicare Dental Services with a $50 copay, and other services like oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, and other preventive dental services with no copay. Restorative services, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, implant services, oral and maxillofacial surgery, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, and require prior authorization. The plan has a $35 copay for Medicare Part B Insulin Drugs, and coinsurance between 0-20% for Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs.

Dialysis Services See details

Dialysis Services are covered under the Wellcare Giveback (HMO) plan. You will pay 20% coinsurance for these services.

Medical Equipment See details

Medical Equipment is covered by the Wellcare Giveback (HMO) plan. Durable Medical Equipment (DME) has a 20% coinsurance, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices and Medical Supplies have a 20% coinsurance, and Diabetic Supplies have no copay and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered by the Wellcare Giveback (HMO) plan, with a maximum copay of $30 for Diagnostic Procedures/Tests and no copay for Lab Services. Outpatient X-Ray Services have a $50 copay, and Therapeutic Radiological Services have at least a 20% coinsurance.

Home Health Services See details

Home Health Services are covered by the Wellcare Giveback (HMO) plan with no copay and no coinsurance, but Additional Hours of Care and Personal Care Services are not covered. Authorization is required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by the Wellcare Giveback (HMO) plan, but the specific services are not covered. The plan does not provide cost-sharing details.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Wellcare Giveback (HMO) plan. For days 1-20 and 71-100, there is no copay, but for days 21-70, there is a $214 copay. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services are not covered by the Wellcare Giveback (HMO) plan, including acupuncture, over-the-counter items, meal benefits, and more. No authorization or referral is required for these services.

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