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Wellcare Superior HealthPlan Dual Align (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Wellcare Superior HealthPlan Dual Align (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Wellcare Superior HealthPlan Dual Align (HMO D-SNP) in 2026, please refer to our full plan details page.

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select counties in TX. The overall rating for this plan is not yet available for 2026.

It's important to know that Wellcare Superior HealthPlan Dual Align (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Wellcare Superior HealthPlan Dual Align (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Superior HealthPlan Dual Align (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Wellcare Superior HealthPlan Dual Align (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $4.80. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Wellcare Superior HealthPlan Dual Align (HMO D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Wellcare Superior HealthPlan Dual Align (HMO D-SNP) features an annual drug deductible of $615. Under this plan, Select Care Drugs in Tier 6 are highly affordable with no copay for preferred, standard, and mail-order options. For Tier 1 preferred generics and Tier 2 generics, copays start as low as $18 and $19 respectively for a one-month supply at preferred pharmacies, with no copay required for a three-month supply when using preferred mail order. For brand-name and specialty medications, costs shift to coinsurance or higher set copays. Tier 3 preferred brands require a 21% coinsurance, while Tier 5 specialty drugs incur a 25% coinsurance for a one-month supply. Tier 4 non-preferred drugs carry a flat copay of $100 for a one-month supply at both preferred and standard pharmacies.

Additional Benefits IconAdditional Benefits

The Wellcare Superior HealthPlan Dual Align (HMO D-SNP) provides robust medical coverage, featuring inpatient hospital stays with a $2,000 copay per admission and no coinsurance. Most outpatient services, specialist visits, diagnostic tests, and durable medical equipment require no copay and a 20% coinsurance. Emergency room visits carry a $115 copay, which is waived if admitted within 24 hours, while urgent care services require a $40 copay. For supplemental care, the plan offers routine dental, vision, and hearing services with no copay, though some of these services are subject to a 20% coinsurance. Members can also take advantage of home health services, fitness benefits, and over-the-counter items with no copay and no coinsurance. Additionally, up to 48 one-way transportation trips to plan-approved locations are covered per year with no copay or coinsurance.

Inpatient Hospital See details

Inpatient hospital services are covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP) with a $2,000 copayment per admission or stay and no coinsurance for both acute and psychiatric care, though prior authorization is required. However, additional days, upgrades, and non-Medicare-covered stays are not covered under this benefit.

Outpatient Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers outpatient hospital, ambulatory surgical center, substance abuse, and blood services with no copay and a 20% coinsurance. Prior authorization is required for most of these outpatient services, and there is no deductible for outpatient blood services.

Partial Hospitalization See details

Partial hospitalization is covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP) with no copay and a 20% coinsurance. Prior authorization is required for these services.

Ambulance and Transportation Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers ground and air ambulance services with a 20% coinsurance and no copay. Transportation services are partially covered with no copay or coinsurance for up to 48 one-way trips per year to plan-approved locations, while transportation to any health-related location is not covered.

Emergency Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers emergency services with a $115 copay and urgently needed services with a $40 copay, with no coinsurance for either service and copays waived if admitted within 24 hours. Worldwide emergency and urgent care are partially covered up to a $50,000 limit with a $115 copay and no coinsurance, but worldwide emergency transportation is not covered.

Primary Care See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers primary care, specialist, mental health, and therapy services with no copay and 20% coinsurance. Podiatry and routine chiropractic care (up to 24 visits per year) are covered with no copay and no coinsurance, though other chiropractic services are not covered. Telehealth services are also available with a $0 to $40 copay and 20% coinsurance.

Preventive Services See details

Preventive services are partially covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP), offering annual physicals, fitness benefits, and alternative therapies with no copay and no coinsurance. Kidney disease education and other screenings are covered with no copay and 20% coinsurance, whereas sub-services such as health education, weight management, in-home support, and therapeutic massage are not covered.

Hearing Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers routine hearing exams with a 20% coinsurance and no copay, and fitting evaluations with no copay or coinsurance, all with no deductible. Prescription hearing aids are partially covered with no copay or coinsurance up to $1,500 per ear annually, but inner ear, outer ear, over-the-ear, and OTC hearing aids are not covered.

Vision Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) vision services are partially covered, as other eye exam services are not covered. One routine eye exam per year and contact lenses are offered with no copay and a 20% coinsurance, while eyeglasses, lenses, frames, and upgrades are covered with no copay or coinsurance up to a $500 annual maximum.

Dental Services See details

Dental services are partially covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP), featuring Medicare-covered dental services with no copay and 20% coinsurance, and other dental services with no copay and no coinsurance. Prior authorization is required for most covered services, and maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home infusion bundled services are covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP) with no copay, though prior authorization and step therapy are required. Under this benefit, Medicare Part B insulin drugs require a $35 copay and no coinsurance, while chemotherapy and other Part B drugs have no copay and a coinsurance of 0% to 20%.

Dialysis Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers dialysis services with no copay and a 15% coinsurance.

Medical Equipment See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers durable medical equipment, prosthetics, medical supplies, and diabetic equipment with no copay and a 20% coinsurance. Prior authorization is required for these benefits, and diabetic supplies are limited to specified manufacturers.

Diagnostic and Radiological Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers diagnostic and radiological services, including lab tests, therapeutic radiology, and outpatient X-rays, with no copay and a 20% coinsurance. Prior authorization is required for all of these covered services.

Home Health Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers home health services with no copay and no coinsurance, though prior authorization is required.

Cardiac Rehabilitation Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers some cardiac rehabilitation services with no copay, but standard cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services are not covered and require a 20% coinsurance.

Skilled Nursing Facility (SNF) See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring prior authorization but no prior three-day inpatient hospital stay. There is no copay for days 1 to 20 and days 71 to 100, a $218 daily copay for days 21 to 70, and additional days beyond the standard 100 days are not covered.

Other Services See details

Other services under the Wellcare Superior HealthPlan Dual Align (HMO D-SNP) are partially covered, featuring over-the-counter (OTC) items and meal benefits for chronic illnesses with no copay and no coinsurance. A referral is required for the meal benefit, and acupuncture is not covered under this plan.

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