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Wellcare Superior HealthPlan Dual Align (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Wellcare Superior HealthPlan Dual Align (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Wellcare Superior HealthPlan Dual Align (HMO D-SNP) in 2026, please refer to our full plan details page.

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select counties in TX. The overall rating for this plan is not yet available for 2026.

It's important to know that Wellcare Superior HealthPlan Dual Align (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Wellcare Superior HealthPlan Dual Align (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Superior HealthPlan Dual Align (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Wellcare Superior HealthPlan Dual Align (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $4.80. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $500.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Wellcare Superior HealthPlan Dual Align (HMO D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The Wellcare Superior HealthPlan Dual Align (HMO D-SNP) features an annual drug deductible of $500. Members pay no copay for Tier 6 select care drugs across all retail and mail order delivery options. Tier 1 preferred generic drugs start at an $8 copay at preferred pharmacies, while both Tier 1 and Tier 2 generic medications offer no copay for a three-month supply when using preferred mail order. For brand-name and specialty prescriptions, Tier 3 preferred brand drugs require a 20% coinsurance and Tier 5 specialty medications carry a 25% coinsurance. Tier 4 non-preferred drugs require a $100 copay for a one-month supply at both preferred and standard retail pharmacies. Utilizing preferred pharmacies and mail-order services can help you minimize your out-of-pocket prescription costs under this plan.

Additional Benefits IconAdditional Benefits

The Wellcare Superior HealthPlan Dual Align (HMO D-SNP) offers robust coverage where many routine and outpatient services feature no copay and a standard 20% coinsurance, including primary care, specialist visits, outpatient hospital services, and diagnostic tests. For inpatient hospital stays, members pay a set copay per stay with no coinsurance, while skilled nursing facility care is covered with no copay for standard initial days. Emergency care requires a $115 copay, and urgent care is a $40 copay, both of which are waived if you are admitted to the hospital. This plan also provides valuable supplemental benefits, including preventive and comprehensive dental care, routine annual eye exams, and prescription hearing aids up to $1,000 per ear annually, all with no copays. Additionally, members can access up to 48 one-way transportation trips per year to plan-approved locations, home health services, and over-the-counter items with no copay or coinsurance. Coverage for medical equipment, diabetes supplies, and physical exams further ensures comprehensive support with minimal out-of-pocket costs.

Inpatient Hospital See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) partially covers inpatient hospital care with no coinsurance, requiring a $2,230 copay per stay for acute care and a $2,080 copay per stay for psychiatric care. Prior authorization is required, and additional days, non-Medicare-covered stays, and acute care upgrades are not covered.

Outpatient Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers outpatient services, including outpatient hospital, ambulatory surgical center, outpatient substance abuse, and outpatient blood services, with no copayment and a 20% coinsurance. Prior authorization is required for outpatient hospital, ambulatory surgical center, and outpatient substance abuse services.

Partial Hospitalization See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers partial hospitalization services with no copay and a 20% coinsurance. Prior authorization is required to access this covered benefit.

Ambulance and Transportation Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers ground and air ambulance services with a 20% coinsurance and no copay, subject to prior authorization. Transportation services are partially covered with no copay or coinsurance, providing up to 48 one-way trips per year to plan-approved health-related locations via rideshare, public transit, or medical transport.

Emergency Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers emergency services with a $115 copay and no coinsurance, and urgent care with a $40 copay and no coinsurance, with both copays waived if admitted to the hospital within 24 hours. Worldwide emergency and urgent care are partially covered up to a $50,000 maximum with a $115 copay and no coinsurance, though worldwide emergency transportation is not covered.

Primary Care See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers primary care, specialist, therapy, and psychiatric services with no copay and 20% coinsurance, while telehealth services require a $0 to $40 copay and 20% coinsurance. Chiropractic services are partially covered with no copay and no coinsurance (other chiropractic services are not covered), and podiatry services are fully covered with no copay and no coinsurance.

Preventive Services See details

Preventive services are partially covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP), featuring annual physicals, fitness benefits, and alternative therapies with no copay and no coinsurance. Covered kidney disease education and screenings (including glaucoma, diabetes self-management, digital rectal exams, and EKGs) require no copay and a 20% coinsurance. However, health education, in-home safety assessments, medical nutrition therapy, medication reconciliation, readmission prevention, wigs, weight management, therapeutic massage, adult day health, nutritional benefits, palliative care, in-home support, caregiver support, tobacco cessation, disease management, telemonitoring, home safety modifications, and counseling are not covered.

Hearing Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) partially covers hearing services, offering routine exams with a 20% coinsurance and no copay, alongside hearing aid fittings with no copay or coinsurance. Prescription hearing aids are covered up to $1,000 per ear annually with no copay or coinsurance, though OTC, inner ear, outer ear, and over the ear hearing aids are not covered.

Vision Services See details

Vision services are partially covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP), excluding other eye exam services and requiring prior authorization. One annual routine eye exam is covered with no copay and a 20% coinsurance, while eyewear is covered up to $400 yearly with no copays, featuring no coinsurance for glasses but a 20% coinsurance for contact lenses.

Dental Services See details

Dental services are partially covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP), offering Medicare-covered dental services with no copay and a 20% coinsurance. Other preventive and comprehensive dental services are covered with no copay and no coinsurance, but maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home infusion bundled services are covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP) with no copay, though prior authorization is required. Under this plan, Medicare Part B chemotherapy and other drugs have no copay and a 0% to 20% coinsurance, while Part B insulin is covered with a $35 copay and no coinsurance.

Dialysis Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers dialysis services with no copay and a 15% coinsurance.

Medical Equipment See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers medical equipment, including durable medical equipment (DME), prosthetics, medical supplies, and diabetic equipment, with no copay and a 20% coinsurance. Prior authorization is required for these benefits, and diabetic supplies are limited to specified manufacturers.

Diagnostic and Radiological Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers diagnostic and radiological services, including lab work, X-rays, and therapeutic radiology, with a 20% coinsurance and no copay. Prior authorization is required for these covered services.

Home Health Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers Home Health Services with no copay and no coinsurance, although prior authorization is required.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by Wellcare Superior HealthPlan Dual Align (HMO D-SNP) with no copay, but only some services are covered in practice. Standard cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services are not covered and require a 20% coinsurance.

Skilled Nursing Facility (SNF) See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) covers Skilled Nursing Facility (SNF) services with no coinsurance, requiring no copay for days 1 to 20 and 71 to 100, and a $218 daily copay for days 21 to 70. Prior authorization is required, and while a prior three-day inpatient hospital stay is not required, additional days beyond the standard 100 days are not covered.

Other Services See details

Wellcare Superior HealthPlan Dual Align (HMO D-SNP) partially covers other services, offering over-the-counter (OTC) items and a chronic illness meal benefit with no copay and no coinsurance. Acupuncture is not covered under this plan, and a referral is required to access the meal benefit.

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